ONLYWAY NEWS · LONDON

National Insurance number: how to get one and how long it takes

An NI number is not permission to work and not a substitute for a visa. It is the key the state files your contributions under — your pension and some benefits depend on it.

You may already have one

For arrivals it is often printed on the BRP or shown in the UKVI account beside the eVisa. The number is issued once for life and does not change with a new name or job.

Applying is free

It takes up to four weeks. Any site or “helper” offering to arrange the number for a fee is a middleman selling you a free service.

You can work without it

Proving your right to work is enough — a share code from your UKVI account. An employer who refuses to take you on “without an NI number” is simply wrong.

Overpaid tax comes back

Until the number arrives you may be put on an emergency tax code and lose more than you should. The money is not gone: HMRC links the records and refunds it.

What you actually pay

Employees: 8% on earnings from £242 to £967 a week, 2% above that. Self-employed: 6% on profit from £12,570 to £50,270, and 2% above.

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