ONLYWAY.NEWShttps://onlyway.news/en/business/04.10.2026
Business support
Britain has no single “start-up grant” — it has 129 separate schemes: grants, loans and equity. A grant is not repaid, a loan is, and a third of the schemes are tied to one county or town.
What support you qualify for
- Grant · amount on GOV.UK
Brum Breathes Financial Incentives
Trading 1–2 years, Established · West MidlandsFinancial incentives, designed to offer support to businesses who conduct commercial operations in Birmingham, towards replacing their Light Goods Vehicle and Heavy Duty Vehicle to meet required emission stand… - Grant · amount on GOV.UK
Duplex Investment Fund
Established · West MidlandsCombined grants and loans towards capital purchases for your business. - Grant · amount on GOV.UK
Key Fund - Midlands and the North of England
Trading 1–2 years, Established · regions: 5Grants and loans for social enterprises in the North and the Midlands. - Grant · amount on GOV.UK
Innovate UK Business Growth
Trading 1–2 years, Established · regions: 9Expert advice for businesses looking to commercialise new ideas and succeed in international markets - Grant · amount on GOV.UK
Repair Grants for Heritage at Risk - England
Trading 1–2 years, Established · regions: 9Grants for the repair and conservation of historic buildings, monuments and landscapes. - Grant · amount on GOV.UK
Aerospace Technology Institute (ATI) Non-CO2 Programme
Trading 1–2 years, Established · the whole UKFunding for research and technology development to maintain and grow the UK’s competitive positions in civil aerospace. - Grant · amount on GOV.UK
Aerospace Technology Institute (ATI) SME Programme
Trading 1–2 years, Established · the whole UKOffers funding for civil aerospace research and technology development in the UK. - Grant · amount on GOV.UK
Aerospace Technology Institute (ATI) Strategic Programme
Trading 1–2 years, Established · the whole UKFunding for research and technology development to maintain and grow the UK’s competitive positions in civil aerospace. - Grant · amount on GOV.UK
Better Business Finance - UK
Established · the whole UKFree, quick and easy access to a directory of approved finance suppliers for UK businesses. - Grant · amount on GOV.UK
Funding and advice for space services - UK
Established · the whole UKFunding, technical and business expertise, networks and partnerships for businesses who are looking to develop a space-based service. - Grant · amount on GOV.UK
Gigabit Broadband Voucher Scheme (GBVS) - UK
Trading 1–2 years, Established · the whole UKGrant contribution to pay towards upgrading business broadband to a high-speed capable connection. - Grant · amount on GOV.UK
Heritage Enterprise (HE) - UK
the whole UKFunding to help restore neglected historic buildings and sites and unlock their economic potential. - Grant · amount on GOV.UK
Horizon Europe funding
the whole UKFunding for research or innovation that's ground breaking, improves European research standards or responds to challenges like climate change or food security. - Grant · amount on GOV.UK
Innovate UK - grant funding, innovation loans and expert support
Trading 1–2 years, Established · the whole UKSupports innovative UK businesses to realise the potential of new technologies, develop ideas and make them a commercial success. - Loan · amount on GOV.UK
ART Business Loans - West Midlands
Trading 1–2 years, Established · West MidlandsLoans for new and existing small businesses to create and safeguard jobs in the West Midlands - Loan · amount on GOV.UK
Business loan scheme (CWRT) - Coventry and Warwickshire
Trading 1–2 years, Established · West MidlandsLoans for companies in Coventry and Warwickshire that can’t get finance from mainstream lenders - Loan · amount on GOV.UK
BCRS Business Loans
Trading 1–2 years, Established · South West, West MidlandsLoans to help small and medium-sized businesses develop and grow. - Loan · amount on GOV.UK
Midlands Engine Investment Fund II – Debt Fund
Established · East Midlands, West MidlandsPart of the Midlands Engine Investment Fund II, flexible loans to SMEs looking to grow and help drive their expansion plans across the Midlands Engine area. - Loan · amount on GOV.UK
Advanced Manufacturing Supply Chain Initiative Recycled Fund - England
Established · regions: 9Loan fund for SMEs in the manufacturing supply chain who are looking for investment to grow and support job creation. - Loan · amount on GOV.UK
Finance For Enterprise
Established · regions: 9Finance for Enterprise provides loan funding across England. They offer an alternative source of finance ranging from £25,001 to £250,000 for businesses who are looking for additional capital or cashflow. - Loan · amount on GOV.UK
Enterprise programme for young people - UK
Not yet trading, Trading 1–2 years · the whole UKThe King's Trust helps young people aged 18 to 30 years who want to set up their own business in England, Scotland, Wales or Northern Ireland. - Loan · amount on GOV.UK
Growth Guarantee Scheme
Trading 1–2 years, Established · the whole UKThe Growth Guarantee Scheme is a government-backed scheme designed to support access to finance for UK businesses as they look to invest and grow. - Loan · amount on GOV.UK
UK Export Finance
Established · the whole UKSupports access to loans and other trade finance facilities for businesses that sell internationally via government guarantees.
Where this comes from
The catalogue comes from GOV.UK search and refreshes every morning, last on 04.10.2026. We take no money to list anything; the decision is made by whoever runs the scheme.
Loan calculator
The monthly repayment and the total interest on a loan. Worked out in your browser. The other calculators →
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a month
principal — interest — total —
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The same amount under other programmes
| Programme | A month | Interest | Term |
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How this is worked out
On a reducing balance, the way Start Up Loans and banks do it. A “flat rate” in an advert means a real rate close to double: interest there is charged on the whole sum. Any arrangement fee is not included. Worked out in your browser.
Do you qualify for a Start Up Loan
The government start-up loan: £500–25,000 at 7.5% over up to five years, no security. It is a personal loan, not a company one — you are liable.
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What happens next
This checks the basic conditions, not the decision. Next come the business plan, the cash-flow forecast and your credit history. The scheme is run by the Start Up Loans Company, part of the British Business Bank.
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