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Divorce in England: what it costs, how long it takes, and why 'marry an Englishman and take half' is a myth
A scheme discussed in immigrant chats: marry an Englishman, endure a year, divorce — and leave with half his house. Here is how English family law actually works: divorce has been 'no-fault' since 2022 — but no application is accepted before a year of marriage, the process itself takes at least six months and costs £628, money is divided in separate proceedings where no automatic fifty-fifty exists, a short childless marriage yields almost nothing, and a visa tied to the marriage dies with it — the Home Office must be told. Why the habits of the registry office back home do not work here — point by point.
Your First Home: equity loans return to England — 20% from the government with a 2.5% deposit. The new scheme, and every other way to buy for less
On 26 September the government announced Your First Home — the heir to Help to Buy, closed in 2023: first-time buyers will get a government equity loan worth 20% of a new-build's price with a deposit of just 2.5%, and an interest-free initial period. Income and price caps arrive in October's Budget. Here is how the scheme will work, what Help to Buy taught us — and what is available right now: Shared Ownership from a 10% share, First Homes at 30-50% off, the Lifetime ISA with its 25% government top-up, Right to Buy and developer incentives.
Lost property and seized goods in the UK: where finds are stored, where unclaimed items go, and whether they really sell for pennies
A legend every immigrant has heard at least once: somewhere there is a warehouse where forgotten suitcases and confiscated goods sell for pennies, and clever people build businesses on it. We checked the primary sources. Verdict: half true. Transport finds are kept for three months (TfL at Baker Street; Heathrow charges £5 to £25 to return an item), and unclaimed property genuinely is sold afterwards — not under the counter but at official auctions open to anyone: Wilsons Auctions runs dedicated TfL sales and unreserved Police & Government auctions of seized assets. 'Customs confiscate' offered on social media, meanwhile, is always a scam. The whole chain: timescales, addresses, prices and the reseller's taxes.
Martha's Rule in England's hospitals: how to summon a second medical team when someone is getting worse and nobody is listening
In 2021, 13-year-old Martha Mills died of sepsis in a London hospital: her parents saw her deteriorating, told the doctors — and were not heard. The coroner concluded she would probably have survived had she been moved to intensive care in time. Her mother's campaign changed the system: since 2024, hospitals in England operate Martha's Rule — the right of a patient or their family to summon an independent rapid review team at any moment, day or night, over the heads of the treating team. The number is on posters in the hospital. Here is the story — and how to use the right, especially if English is not your first language.
Healthcare in the UK: what the NHS gives everyone for free, what prescriptions and dentists cost, and who pays under the 150% rule
Two myths circulate about British healthcare: 'everything is free here' and 'you can't see a doctor without insurance'. Both are wrong. A GP appointment, the ambulance, A&E and the 111 line are free for everyone — whatever your visa or status — and you can register with a GP without proof of address or right to reside. The pharmacy and the dentist, though, have their own tariffs: a prescription is £9.90 per item, dental work runs £27.90 to £332.10, and visitors who never paid the IHS surcharge get billed for hospital care under the 150% rule. The whole system, with the numbers.
Where to live cheaply in London: boroughs with rents from £1,500 — 2.4 times below Kensington — and what you trade for the price
Average London rent has passed £2,300, and Kensington sits at £3,690. Yet the map has boroughs where the average let is £1,500-1,700 and a house costs £376,000 against London's £550,000 — ONS figures from summer 2026. An honest guide to the affordable belt: what life there really costs, whether the shops are truly 'half price', and what exactly you pay with — time, the view from the window, and more.
A dispute at the currency exchange: short-changed, wrong rate, no receipt — who to call and how to get your money back
A follow-up to our exchange bureau catalogue — the instruction manual for when things go wrong: notes missing from the bundle, the rate on the receipt not matching the board, the receipt that 'ran out', or a counterfeit note among your cash. Scenario by scenario: what can only be fixed at the counter, which number to dial (the consumer helpline, 0808 223 1133), when to involve the police, and how to finish the job with a formal complaint and a small claim.
Currency exchange bureaux in the UK: where the fee hides behind '0% commission', how to check any bureau in a minute — and our verified catalogue
'Best rate in London, 0% commission' is the sign people lose money at most often. Here is how bureaux actually earn, which tricks turn an attractive rate into minus 10%, how to check any outlet against government registers in a minute — and the first level of our catalogue: chains verified against the registers, with banks and the Post Office in a separate list. This is how the 'ONLYWAY.NEWS verified' mark works.
Bank of England banknotes: who is on them, how to check they are genuine, and where to take old paper pounds
There are 4.98 billion notes in circulation worth £91.5 billion, carrying two monarchs at once, a painter, a novelist and the mathematician who broke Enigma — and soon animals will replace them all. Here is the guide to Britain's notes: what is in your wallet now, how to spot a genuine one, why our photos carry a SPECIMEN stamp, and what to do with the old paper twenties you found in a drawer.
Britain is choosing the animals for its new banknotes: hedgehog, puffin and kingfisher in the final — decision by year end
The Bank of England is preparing the first complete change of banknote theme in decades: British wildlife will replace historical figures on the new notes. Over the summer the public voted on a shortlist of 18 candidates — from the hedgehog and the hare to the Atlantic puffin and the basking shark. The result is promised by the end of 2026. Here is who made the final, and what happens to the current notes.
London's Royal Parks: what actually happens inside Hyde Park and the other seven — events, dates and what you spend money on
The eight Royal Parks are 5,000 acres of free London: Richmond's deer, St James's pelicans, Hyde Park's concerts and Winter Wonderland, Greenwich's observatory. Entry is free everywhere — but there is plenty to spend on inside, from Serpentine boats to the winter fair's rides. Here is the guide: which park is for what, what happens there through the year, and which of it costs money.
Christmas and New Year in the UK 2026/27: the holiday dates, traditions from London to Scotland, and how not to overspend
The biggest season of the year is coming: school holidays, a four-day Christmas weekend (25-28 December) and a long New Year one. Here is the full guide: the official dates per GOV.UK, what Boxing Day and Hogmanay actually are, where to go — from York and the Lake District to Edinburgh and Belfast — and the real savings: from 1 January the bus anywhere in England is £2 again.
The hotel never returned your deposit: where 'back in three days' is normal, where it is theft — and how to recover your £100-300
A classic story: on top of the room rate they take a deposit at check-in, promise at checkout that it will be 'back on your card in three days' — and the money never arrives. Sometimes it is an ordinary bank hold that never went anywhere. Sometimes it is your money being kept — and there are remedies: a written complaint, a chargeback within 120 days, Section 75 for credit cards, and the small claims court. Here is how to tell one from the other, step by step.
'Russian taxi' in London cheaper than Uber: the saving is real — but only if the dispatcher holds a TfL licence
Russian-language chats are full of 'dispatch services': call, give your flight number — and a Russian-speaking driver meets you at the airport for less than Uber. You genuinely can save this way, with one caveat the size of the law: in London, any minicab is legal only when pre-booked through a TfL-licensed operator. A car without such a booking is, in TfL's own words, 'uninsured, unsafe and illegal'. Here is how to check any dispatcher in a minute, and what a legal ride from Heathrow costs.
Your car got towed in the UK: where to find it, what it costs — and why 'I removed the clamp' and 'I covered the plates' end worse than the fine
The car has vanished from the street: in London you can trace it in a minute via TRACE, but getting it back costs money — since April 2025 removal is £280 plus £55 for every day in storage, on top of the penalty itself. Here is what to do if you were in the wrong, how to get every penny back if you were right, and why the folk 'lifehacks' — removing the clamp or papering over your number plates — turn a parking ticket into a criminal case.
Lost or delayed luggage: what the airline must pay, how to claim and the deadlines you can’t miss
Your case didn’t come off the carousel. What to do at the airport, which purchases the airline should cover, when a bag counts as lost, the maximum under the Montreal Convention, and why 7 and 21 days are the numbers that matter. A guide based on UK CAA rules.
Can’t pay all your debts? Which to pay first in England — and how Breathing Space freezes interest for 60 days
Rent, council tax, energy, credit cards, buy now pay later: when money runs short, the order you pay in decides whether you keep your home and avoid bailiffs. Which debts are priority in England, what happens if you don’t pay council tax, how to deal with energy suppliers and HMRC, and how to get 60 days of Breathing Space for free.
Marriage Allowance: how couples can get up to £1,260 of tax back — who qualifies and how to apply
If one spouse earns under £12,570 a year and the other pays basic-rate tax, HMRC will cut the couple’s tax by £252 a year. Applying online takes minutes, and you can backdate the claim to 6 April 2022. Who qualifies, how to apply for free and when you must cancel.
Lifetime ISA in 2026: how to withdraw without the 25% penalty — and what the new First Time Buyer ISA means
The government adds 25% to savings for a first home — up to £1,000 a year. But withdrawing outside the rules costs 25% of the whole amount, so you lose some of your own money too. This summer the Treasury said the Lifetime ISA will be replaced by a new First Time Buyer ISA. When you can take money out penalty-free, how much an early withdrawal costs, and what existing savers should do.
'Apply to study and the government sends you £25,000 — no need to attend': how Student Finance really works
A 'scheme' is doing the rounds in chats and social media: apply for a course in England, get around £25,000 from the government into your account — and never study. Using the official GOV.UK rules, we unpack where the number comes from, what students actually get paid, why 'take the money and don't study' is criminal fraud, and how the Student Loans Company catches such applicants.
Paid £90 for a Debt Relief Order? The government is refunding it — claim before the end of the year
The Insolvency Service issued a reminder on 28 September: thousands of people who paid the £90 Debt Relief Order fee between 2016 and 2024 but never submitted an application can get their money back. Around £450,000 remains unclaimed. Letters have been sent several times, but many contact details have changed over a decade — you can claim yourself, by email or post.
UK visa waiting times in 2026: the official UKVI timelines and how to get a decision in a day
The official UKVI timelines: visitor, student and work visas from outside the UK take 3 weeks, family visas 12 weeks, and most in-country extensions 8 weeks. Pay an extra £500 and a decision is promised within 5 working days; £1,000 buys one by the end of the next working day. Here is when the clock starts, why timelines slip, and when the extra fee is a waste of money.
Corporation Tax in 2026: the 19% and 25% rates, deadlines, penalties and the Marginal Relief trap
In the UK, companies work out their own profit tax — HMRC will never send you a bill. The rate depends on profits: 19% up to £50,000, 25% above £250,000, and a sliding Marginal Relief scale in between. The tax is due before the return, and a late return now costs £200 from day one. Here are the rules, in order.
Misogyny lessons in England's schools: what RSHE now teaches and what parents can decide
Half of girls hear demeaning comments from classmates in an ordinary school week. The Department for Education has announced a plan: teachers will be trained to unpack 'manosphere' subcultures, £16 million goes into pilot programmes, and the updated RSHE lessons — covering misogyny, deepfakes and online influencers — have been running since 1 September. Here is what it means for parents, and which lessons a child cannot be withdrawn from.
Guaranteed jobs for young people on health benefits: the state will pay six months of wages
The Department for Work and Pensions announced on 27 September a major expansion of the Jobs Guarantee: from April 2027, young people on health benefits will be offered a guaranteed paid job 13 weeks after their Work Capability Assessment. Participation is voluntary, and the government will cover 100% of wages for up to 25 hours a week for six months. Here is who qualifies and what to do now.
UK passport in 2026: what it costs, how long it takes and when Europe will turn you away
An adult passport costs £102 online and £115.50 on a paper form, and normally takes up to three weeks. Yet a technically valid passport can still keep you out of the Schengen area: it must be less than 10 years old on the day you enter, and have at least three months left on the day you leave. Here are the fees, the waiting times, the urgent services and the traps that get people turned away at the airport.
Empty homes in England: councils will be able to take over a property after just 6 months
On 27 September the government announced a reform of Empty Dwelling Management Orders: the period after which a council can ask a tribunal to take an empty home into compulsory management is being cut from two years to six months. That comes on top of the council tax premium — an extra 100% after just one year empty. Here is what changes and how to stay clear of the new rules.
Your own Ltd in the UK: £100 and 24 hours to register, £1 shares and 19% tax — what to know before you start
A limited company registers online for £100 and is usually ready in a day — but since 2025 directors must first verify their identity through GOV.UK One Login. The GOV.UK rules: £1 shares, persons with significant control, Corporation Tax at 19–25%, and when a Ltd beats being a sole trader.
Your First Home: buy your first home in England with a 2.5% deposit and a 20% government loan
The government has announced a new scheme for first-time buyers — Your First Home: a deposit from 2.5%, topped up by a government-backed equity loan of up to 20% of a new-build's price, with an initial interest-free period. Compared with a 95% mortgage that could mean saving hundreds of pounds a month. Income and price caps will be set at the Budget on 28 October.
A sponsor licence for employers: £611 for small business, a £525 certificate and up to £1,320 a year in charges — how to hire from abroad
Only an employer with a sponsor licence can hire from abroad — including EU citizens who arrived after 2020. The GOV.UK rules: prices for small and large businesses, certificates of sponsorship, the Immigration Skills Charge, the 8-week timeline and the duties that get licences revoked.
Flight delayed or cancelled: up to £520 compensation, a free hotel and refunds — UK passenger rights
A 3-hour delay that's the airline's fault means fixed compensation of £220–£520 per person. From 2 hours — free food and calls; overnight — a hotel. From 5 hours — the right to refuse to fly and get everything back. The Citizens Advice rules, and how to make the airline pay.
VAT for small business: the £90,000 threshold, deadlines, rates and the Flat Rate Scheme — how to avoid paying tax out of pocket
Turnover of £90,000 over any rolling 12 months means you must register for VAT within 30 days; late means paying the 20% yourself. The GOV.UK rules: the zero-rate catch in counting the threshold, when voluntary registration pays, the Flat Rate Scheme up to £150,000 and the £88,000 deregistration threshold.
Home insurance in the UK: buildings vs contents, what a renter needs and how not to lose your payout
Buildings insurance covers the structure and is compulsory with a mortgage; contents covers what's inside — and it's the only policy that matters for a renter, because the landlord's never covers your things. Citizens Advice rules explained: new for old, the excess, rebuild cost vs market value, and where to complain.
Free clubs in 400 English schools: £22.5m for sport, music and debating — how to check if your school is in
Over 400 secondary schools in disadvantaged areas will get co-ordinators and funding for free extracurricular activities under the £22.5m Enrichment Expansion programme. What appears on timetables, why the state is paying for clubs, and what to ask your school now.
England is recruiting magistrates: no law degree, 13 days a year — who can apply
The MOJ has launched a magistrate recruitment campaign: 21,000 wanted by 2028/29. Volunteer judges decide 95% of criminal cases, no legal training is needed, and employers must give time off by law. The requirements, the allowances and how to apply.
Working for yourself in the UK: register by 5 October, sole trader taxes in 2026 and HMRC's digital rules
Started working for yourself in 2025/26? You must register for Self Assessment by 5 October or risk a penalty. The HMRC rules: the £1,000 threshold, 6% and 2% contributions, a free pension record from £7,105 of profit, and the Making Tax Digital quarterly updates already mandatory above £50,000.
£210m for England's high streets: derelict buildings converted, empty shops let by rental auction
The government has allocated £210m to revive high streets: £125m to buy and convert derelict buildings, £65m to rescue pubs and clubs, £20m for rental auctions of empty premises and co-operatives. Where the money goes — and how a small business can take over an empty shop.
Skilled Worker visa in 2026: the £41,700 threshold, who qualifies at £33,400, what it costs and how to bring family
The UK's main work visa in 2026: a salary threshold of £41,700 or your job's going rate, discounts down to £33,400 for the young and shortage occupations, English now at B2, fees from £819 plus £1,035 a year for the NHS. The GOV.UK rules on who qualifies, what it costs and which family members can come.
TV Licence in 2026: who needs one, the £180 fee, who watches free — and the £1,000 fine
Netflix and YouTube need no licence — but live TV on any channel, even a foreign one over the internet, and BBC iPlayer do. From 1 April 2026 a TV Licence costs £180. The GOV.UK rules explained: house shares, students, the free licence for over-75s, instalment plans and how to cancel legally.
Under-16 social media ban from spring 2027: UK hires 1,000 youth workers and puts £450m into teenagers
On 26 September the government announced 1,000 new youth workers and a £450m fund for clubs and activities — and confirmed the timetable for the under-16 social media ban: regulations before the end of the year, launch in spring 2027. Here is what it means for families, and what 18-to-24-year-olds can already claim.
Empty shopfronts on the high street: £210m to revive them, and how a small business can win a unit at a rental auction
MHCLG announced a £210m package on 25 September, £10m of it for High Street Rental Auctions — a council's power to force a landlord to let premises empty for over a year. An ordinary cafe or shop can win the lease. The conditions: 12 months vacant, 22-24 weeks of process, a 1-5 year tenancy, and one sealed bid only.
Wills, inheritance and probate in the UK: who inherits without a will, the £325,000 threshold, 40% tax and a £526 probate fee
With no will, the law in England and Wales decides who gets what — and an unmarried partner gets nothing. From the primary sources: the £322,000 statutory legacy for a spouse, two witnesses and why marriage cancels an old will, the £526 probate fee, 40% above £325,000, the seven-year rule on gifts, and what changes for pensions on 6 April 2027.
SEND in an English school: £200m for teacher training — and how a parent gets support for their child
On 24–25 September the Department for Education published the first free training materials for teachers working with children who have special educational needs. It is the start of a £200m programme, but schools are not obliged to use it. Here is what actually changed, and the deadlines the law gives parents: 16 weeks for the council's decision, 20 weeks for an EHC plan, 2 months to appeal.
Bus fares in England fall to a £2 cap from 1 January 2027 — and how to check your route
The Department for Transport reported on 25 September that children made 14.5 million free bus journeys in August. The same release confirmed what matters next: from 1 January 2027 a single bus ticket in England outside London will cost no more than £2, down from today's £3. Here is what applies now, what you have to apply for, and who travels free all year.
How to get your money back through the courts in England: claims online from £35, a £10,000 small claims limit and free mediation
A landlord kept your money, a tradesman took a deposit and vanished, a friend will not repay. In England and Wales the process is still called the small claims court and it is built for people without lawyers. From GOV.UK and the statute: time limits, fees, fee remission, compulsory free mediation and what to do when you win and they still do not pay.
The government built a free CV tool: 20,000 CVs through Work Hub — and how to use it
On 25 September the DWP published the first results from Work Hub, the free job-search platform it calls a “jobcentre in your pocket”. The CV builder is open to everyone, not only people on benefits. Here is what is inside, where to find it and what not to expect.
Two-thirds of UK fraud comes from abroad. How to get your money back from the bank: 5 business days and an £85,000 cap
On 24 September the Home Office announced an agreement with Cambodia against scam centres: more than two-thirds of the fraud affecting the UK originates overseas. ONS figures for the year to March 2026 show 3.8 million victims, up 10% on the year before. Here is where to report after 4 December 2025, and how mandatory bank reimbursement works: 13 months to claim, 5 business days to pay, an excess of up to £100 and an £85,000 cap.
Running a car in the UK: vehicle tax, MOT and insurance costs and penalties in 2026
Vehicle tax of £200 a year, an MOT capped at £54.85, an £80 fine for no SORN, £100 for an uninsured vehicle and up to £1,000 for driving without an MOT. Every figure and deadline a car owner needs, from GOV.UK.
New Vocational GCSEs in Britain: first subjects from 2029 and 200,000 work experience placements
On 23 September the government announced Vocational GCSEs, which will sit alongside traditional GCSEs and replace Technical Awards. The first subjects are promised from as early as September 2029, with technical pathways starting in September 2028. Employers are being asked for an extra 200,000 work experience placements for 14 to 16-year-olds.
Child Trust Fund: 827,000 people have not claimed their money — £2,310 on average
HMRC said on 23 September that almost 3 million Child Trust Funds have been claimed, but around 827,000 matured accounts are still untouched, worth £2,310 on average. An account was opened for everyone born between 1 September 2002 and 2 January 2011. Here is how to trace yours in five minutes, and what you can do with it at 16 and at 18.
Damp and mould in a rented home: what the landlord must do, and in how many days
In social housing the deadlines are in law: 24 hours for an emergency, 10 working days to investigate damp, 3 days for a written summary, 5 for the safety work. Private renting has no day counts — but it has a free council inspection and the courts. A guide for the heating season.
Long-term sick leave in the UK: after a year off, fewer than half return to work
On 23 September the government published the plan for Britain's first Workplace Health System. Around 300,000 people a year leave work because of ill health, at a cost of £212 billion a year. What it means if you are an employee.
First convictions for missing Companies House ID checks: what it costs now, and how long is left
On 16 September a City court fined three directors — one of them for failing to stop an unverified colleague from acting. The Companies House transition year ends on 18 November 2026; after that come penalties of £250 to £2,000, a note on the public register and a block on filing for your company.
Free childcare in England in 2026: 30 hours from nine months, the income tests and the 31 December deadline
To have the hours start on 1 January you need the code by 31 December. Here are the three schemes, the £2,643.68 three-month earnings test and the £100,000 ceiling, the National Insurance and no recourse to public funds rules — and the separate 15-hour route for families with no access to public funds.
Help to Save: the government adds 50p to every £1 you save — £300m in bonuses paid out
HMRC said on 21 September that more than £300m in Help to Save bonuses has now been paid, across 656,700 accounts and £676.7m of deposits. You can put away £1 to £50 a month and the government adds up to £1,200 over four years. The catch is the entry rule: you must be on Universal Credit and have had at least £1 of take-home pay in your last assessment period.
NHS dentist costs in England in 2026: £27.90 for a check-up, £332.10 for a crown — and how to get an appointment
NHS dental charges do not depend on how many procedures you have: there are three bands — £27.90, £76.60 and £332.10 — and you pay only for the highest one. What each band covers, why you cannot register with a dentist, who to call in pain, who is treated free, and the tick-box that brings a £100 penalty.
HMRC is signing up sole traders and landlords to Making Tax Digital automatically — next deadline 7 November
Since 6 April 2026, anyone with more than £50,000 of income from self-employment and property must report four times a year. Those who did not sign up are now being enrolled by HMRC itself: letters started going out in September, after the event. 436,000 people have filed a first update; the next deadline is 7 November 2026.
Primary school applications close on 15 January: only 85% of Inner London children get their first choice
Applications for a Reception place from September 2027 are open now and close on 15 January 2027. They cover children born between 1 September 2022 and 31 August 2023. Offers land on 16 April. Across England 92.4% get their first preference; in Inner London it is 85.0%. And separately: school is not yet compulsory at four.
Sick pay in the UK in 2026: paid from day one, up to £123.25 a week
Since 6 April 2026 the three unpaid waiting days are gone and the earnings threshold has been scrapped: SSP is available to every eligible employee. The rate is 80% of average weekly earnings or £123.25 a week, whichever is lower, for up to 28 weeks. Who qualifies, when you need a fit note, what the self-employed can claim and where to complain if an employer refuses.
London Fashion Week: public events on 20 September
London Fashion Week runs from 17 to 21 September 2026, but most runway shows are invitation-only. The official programme also includes places open to the public: a free King’s Cross exhibition, Saul Nash’s Shoreditch pop-up, a charity fashion sale, Ahluwalia’s Westfield programme and the BFC jewellery showcase.
HMRC to issue tax calculations on bank interest from late September: what to check in P800 and PA302
HMRC says it will start issuing P800 calculations and Simple Assessment notices (PA302) from late September 2026 for tax due on bank and building society interest earned between April 2025 and April 2026. A second notice for the same year may include tax already paid, so the figures should be checked against bank statements before payment.
UK retail sales up 0.5% in August — but shoppers are spending 6% more for 2.4% more goods
ONS data for August: retail sales volumes rose 0.5% on the month and 0.9% over three months. Over the year volumes are up 2.4% while the value of sales is up 6.0% — a 3.5 percentage point gap that is pure price. Online accounts for 27.4% of sales, peaking every November. Next release: 23 October.
How to return goods in the UK: 30 days for faults, 14 days for online orders, and chargeback when the shop says no
The law gives you 30 days to reject faulty goods for a full refund and 14 days to cancel an online order without giving a reason. For the first six months the retailer must prove the fault was not there at purchase. If the shop refuses, the bank pays: Section 75 on credit cards from £100 to £30,000 and chargeback within 120 days on debit cards. A step-by-step guide.
Bank of England holds Bank Rate at 3.75% — three of nine voted to raise it to 4%
The decision came at noon on 17 September: Bank Rate stays at 3.75% for a fourth meeting in a row. The vote was 6–3, with three members backing a rise to 4%. Inflation hit 3.1% in August and the Bank warned it is "likely to rise further over coming quarters". Nothing changes today for trackers and SVRs, but if your fix ends this autumn, do not count on cheaper deals arriving by themselves. The next decision is 5 November, with new forecasts.
Your rent is going up: how to challenge it for £47 — and why the tribunal can no longer set it higher than the landlord asked
Since 1 May 2026 rent in England can be raised once a year, by form 4A notice with two months' warning. Challenging it costs £47, and the application must be in before the new rent starts. The key change: the tribunal cannot award more than the landlord proposed, and a revenge eviction under section 21 is no longer possible.
UK rents hit £1,400 a month, £2,332 in London — £79 a month more than a year ago
ONS August data: average private rent across the UK is £1,400 a month, with annual growth up from 3.7% to 3.8%. London is £2,332 and accelerating from 3.0% to 3.5% — about £950 a year extra for the same flat. The fastest rises are not in the south but in the north: 5.8% in the North East and North West.
£150 off your electricity bill: entitlement was fixed on 23 August, letters arrive in November — and it is not just for pensioners
The Warm Home Discount reopens in October for the 2026/27 winter. About 6 million households will get it, 96% of them automatically with no application. Universal Credit and Housing Benefit qualify, not only Pension Credit. But the electricity account must be in your name, and the qualifying date — 23 August 2026 — has already passed.
Parking fines in the UK: how to appeal a PCN for free — and why a private ticket is not a fine
A council penalty charge notice in London costs £160 or £110, halved if you pay within 14 days; outside London the cap is £70. A private company's notice is not a fine at all but a contract invoice: capped at £100, with up to £70 added for debt recovery. Both can be challenged free of charge, but the deadlines are strict: 14 days to the council, 28 days for formal representations, 28 days to the tribunal.
Secondary school applications close on 31 October: in London only 70% of children get their first choice
Applications for Year 7 entry in September 2027 close on 31 October 2026 — a Saturday, six weeks away. It covers children born between 1 September 2015 and 31 August 2016. Late applications are handled second, once the popular schools are full. Across England 83.6% of children get their first choice; in London it is 70.5%. And separately: a school cannot demand immigration documents.
UK inflation accelerates to 3.1% as diesel jumps 14 pence in a month — a day before the rate decision
The ONS has published August data: consumer prices rose 3.1% over the year against 2.9% in July, a third consecutive rise. The cause is almost entirely fuel: motor fuels are up 23% over the year and petrol is at 161.3 pence a litre, the dearest since November 2022. A full tank of diesel costs £7.10 more than a month ago. Core inflation and services, meanwhile, did not move, and food has held at 1.3% for a third month.
Child Benefit: £27.05 a week per child — and why you should claim even if you have to pay it all back
Child Benefit is paid regardless of income: £27.05 a week for the eldest child and £17.90 for each additional one — £1,406 and £2,337 a year for one and two children. But the money is not the point: the claim automatically credits one parent with National Insurance towards the state pension until the child turns twelve, even if they opted out of payments. One warning: under a no recourse to public funds condition you must not claim.
How to complain about a bank, energy supplier or water company in the UK — and get compensation
Complaints here run on a clock: a bank has 8 weeks to reply, a telecoms provider 6, a water company 10 working days at each of two stages. Miss the deadline or fob you off, and an ombudsman takes the case for free — with a decision the company must honour. Who covers which sector, what to put in the letter, and why big purchases belong on a credit card.
UK state pension set to pass £13,000 — and overtake the tax-free allowance for the first time
The ONS has published wage growth for May to July: 3.9% including bonuses, the weakest since 2020. It is the first of the triple lock's three numbers, and on it the full new State Pension rises from £241.30 to £250.70 a week from April 2027 — £13,037 a year. The Personal Allowance is frozen at £12,570, so a pensioner with no other income gets a tax bill for the first time: around £93.
How to get your tenancy deposit back in the UK: if it was never protected, the court must award you at least its value
A deposit must be placed in one of three government-approved schemes within 30 days, with the prescribed information sent in the same window. Checking takes two minutes and costs nothing. If it was never protected, the county court must award between one and three times the deposit, and you have six years to claim. Since 1 May 2026 an unprotected deposit blocks the possession order itself.
UK tax return: you must tell HMRC by 5 October or face a penalty for staying quiet
Self-employment above £1,000, rent, savings interest, dividends or money from abroad in 2025/26 means registering for Self Assessment by 5 October 2026. The return comes later — 31 October on paper, 31 January online. The penalty for registering late is calculated on the tax you still owe and lands separately from late filing penalties.
Made redundant in the UK: how much you are owed and what to do if you are on a work visa
The statutory maximum is £22,530: £751 per week of service, up to 20 years, and only after two years in the job. The first £30,000 is tax free. And if you are on a Skilled Worker visa, redundancy leaves you 60 days or the remainder of your visa, whichever is shorter. Here is what you are owed, by when, and where to get free advice.
UK job vacancies are lower than in any year since 2014: what the ONS figures of 15 September mean if you are looking for work
The ONS published its labour market data at 7am on Tuesday. Vacancies stand at 702,000 for June to August, down 8,000 on the quarter; outside the pandemic slump the last comparable level was in 2014. Unemployment is 4.9%, but 145,000 fewer people are on a payroll than a year ago. Private sector pay is rising 2.9% a year — more than twice as slowly as public sector pay.
What changes from 1 October: six things that will touch almost everyone
Energy bills rise £60 a year, but VAT on electricity goes to zero. Right-to-work checks extend to couriers and subcontractors. The tribunal time limit doubles to six months. Date by date — plus three deadlines to meet.
Free school meals: from this year every family on Universal Credit qualifies — but you have to apply
The £7,400 threshold has gone and meals are available to any family on Universal Credit. That is £475–£570 a year per child you stop paying. How to apply, what else the entitlement unlocks, and what will be banned from school menus in 2027.
You can leave the passport at home: from 15 September your phone proves your age — but showing the screen is useless
Pubs and shops in England and Wales may now accept digital proof of age. Only services on the government register count, the check must be scanned rather than eyeballed, and it still proves nothing about your immigration status.
Free NHS flu jab from 1 October: who is on the list — and why 56% of eligible adults skip it
The national booking service opened on 17 August, children and pregnant women have been vaccinated since 1 September, and everyone else on the list can book from 1 October. Almost 19 million jabs last season prevented an estimated 104,000 hospital admissions — yet only 44% of at-risk adults aged 18 to 64 took one.
Your mortgage fix is ending: how to lock a rate six months early and avoid the SVR
Bank Rate is 3.75%, but newly drawn mortgages cost 4.45% in July and the whole outstanding stock 3.97%. When a fix ends, the lender moves you onto its standard variable rate by default — almost always the most expensive option available. Under the Mortgage Charter you can reserve a new deal six months ahead and swap it for a better one if that appears before it starts.
Moving to the UK in 2026: visas, real costs and what has changed
A guide built from primary sources: which visa you need to work, what the move actually costs, where to enrol biometrics from Russia and Belarus, and whether settlement really now takes ten years.
The whole hall stands and sings Rule Britannia: what the Proms are and how to get in for £8
On 12 September the eight-week festival closed at the Albert Hall — 86 concerts and three thousand musicians. A standing ticket to any of them costs eight pounds and goes on sale at 9:30am the same day. Here is the Last Night ritual, explained and made usable.
A thousand deer forty minutes from central London: what the rut is and why you must not approach
From late September to early November the rut runs in Richmond Park and Bushy Park. Free to watch, but fifty metres is safety, not courtesy. Plus where London's autumn colour is and how to get into Kew for £10.
Autumn in London's museums: what closes, what opens and how not to overpay
Whistler goes on 27 September, Dadd on 25 October, Schiaparelli on 8 November. Es Devlin, the 90s at Tate and Agatha Christie arrive. Dates, prices and four ways to pay less.
The Bayeux Tapestry in London: 70 metres, 1066 and £33 tickets that are already gone
The British Museum has brought the Norman Conquest embroidery to Britain for the first time in almost 900 years — and everything is sold out until January. What is on show, what it costs, the rules, and what to look for on the cloth.
Premier League: Arsenal stay perfect as Liverpool and Chelsea drop points
In Saturday’s round on 12 September, Arsenal beat Sunderland 2-0 to keep a flawless record. Liverpool could not break down Fulham, Chelsea let a win over Hull City slip, and Tottenham and Everton played out a goalless draw.
Great North Run: fourteen seconds between first and second, a tenth title for Weir and McColgan out
The world's biggest half marathon ran for the 45th time, 63,000 people from Newcastle to South Shields. Zouhair Talbi won in 59:47, Brigid Kosgei in 1:06:15. The 2027 ballot is already open.
Britain's autumn sky: a calendar of meteor showers, supermoons and dark nights
From 23 September to 22 December: six meteor showers in a row, two supermoons and the clock change that brings darkness by five in the afternoon. Dates, the best nights, dark sky sites and what to take.
A Punjabi artist headlines Wembley for the first time: Diljit Dosanjh fills the 90,000-seat stadium
The 12 September concert ran for more than two hours and closed with fireworks. Panjabi is the third most common main language in England and Wales — which explains how a non-English-language bill filled the national stadium.
Rybakina beats Sabalenka in the US Open final and becomes world number one
The New York final ended 6-4, 5-7, 6-2. It is Elena Rybakina's third Grand Slam title, her first US Open and the first WTA world number one ranking in Kazakhstan's history.
The National Insurance number: how to get one, how long it takes, and working without it
An NI number is not permission to work and not a tax number in the usual sense. It is the key the state files your contributions under, and your State Pension and some benefits depend on it. It is free, it takes up to four weeks, and you can work while you wait.
London on Sunday 13 September: what is free and what you pay for
Open doors across the city, a free wellness festival at Wembley, Korean barbecue in the Olympic Park, classic boats by Tower Bridge and the Hampton Court gardens. Here is what cost money that day and what did not.
Open House: nine days of free access to London’s closed buildings
The 35th Open House Festival runs from 12 to 20 September, opening buildings across all 33 London boroughs, free of charge. The London Design Festival runs alongside it, also until 20 September. Some venues take walk-ins, others require booking.
The Autumn Budget lands on 28 October: what is already confirmed
The Budget is set for Wednesday 28 October 2026 and will be delivered by Chancellor John Healey — his first as Chancellor. Several measures are already named: £2 single bus fares in England outside London from 1 January 2027, zero VAT on electricity from 1 October, and a 20% business rates cut for pubs from April 2027. The rest is still rumour — and that is where the biggest sums sit.
An expired BRP stops working on 31 December 2026
The plastic BRP cards have expired and been replaced by eVisas. An old card is still accepted, but only for three things and no later than 31 December 2026. For entering the country it is already useless.
Energy price cap rises 4% from 1 October: £1,723 a year for a typical home
Ofgem lifts the cap from £1,663 to £1,723 a year — £60 more, about £5 a month. Gas is the driver, with its unit rate up almost 9%. Electricity barely moves, because VAT on it drops to zero on 1 October.
Winter Fuel Payment 2026: who gets £100–£300, and who has to give it back
This winter’s heating payment goes to everyone born on or before 27 June 1960 who lives in England, Wales or Northern Ireland. For most people no claim is needed — the money arrives in November or December. But if your own income is above £35,000, HMRC takes it back through the tax system. Opting out: by phone until 6pm on 18 September, online until 11:59pm on 20 September.
The UK State Pension: 10 years, 35 years and an age of 67 — how it is actually counted
The full new State Pension in 2026/27 is £241.30 a week, about £12,548 a year. It is not paid to everyone and not automatically: you need at least 10 years of contributions, usually 35 for the full amount, and from April the pension age started climbing from 66 towards 67.
From 1 October, right to work checks reach couriers, subcontractors and platform workers
The illegal working regime expands: employers must verify the status not only of employees but of anyone on a worker’s contract, through an agency, a subcontracting chain or an online matching platform. The penalty is up to £60,000 per worker.
HC 584: what changes in the UK Immigration Rules from 8 October — a breakdown by date and route
The Home Office has laid another package of amendments before Parliament. It carries four commencement dates, a dozen affected routes, and one significant piece of news about what is not in it. Here is what changes, who it touches, and which amendments come with transitional protection — and which do not.
UK student visa: from 30 November you must show 14,130 pounds in the bank
The Home Office has raised the maintenance funds a prospective student must hold before applying. London goes to 1,570 pounds a month from 1,529; the rest of the country to 1,203 from 1,171. Across the standard nine months that is 14,130 and 10,827 pounds. The new figures bite on 30 November 2026, and it is the application date that counts, not the course start date.
What to do in London on 12–14 September: Open House, the Design Festival and ten more free things
Two large festivals open on Saturday: Open House unlocks buildings that are normally shut, and the London Design Festival runs for the twenty-fourth time. Plus a rowing race up the Thames, a flotilla by Tower Bridge, the Hampton Court gardens for nothing, and Korean barbecue in the Olympic Park. The full weekend listing, with the free things marked.
The Fourth Plinth: who gets there, how, and for how much
The programme costs £1.03m over three years and about £230,000 per commission: a £30,000 artist fee and £200,000 for production — a fixed sum, not a ceiling. Three selection stages, maquettes shown at the National Gallery, a specialist panel decides and there is no public vote. The full list of works since 1999, and an honest answer to why not everyone gets there.
A new sculpture on Trafalgar Square: Tschabalala Self’s Lady in Blue
Unveiled on the Fourth Plinth on 10 September — a bronze figure of a young Londoner, patinated lapis lazuli blue. What the plinth is, why it stood empty for a century and a half, what was there before, and how to see it for free.
Opening the sport section: where the Premier League, the WSL and the cricket stand, and what you need to follow the conversation
Three rounds in: City and Arsenal on 9 points, promoted Hull City third. England took World Cup bronze beating France 6–4; Spain are champions. The Women’s Super League has grown to fourteen clubs. The cricket season ends on 27 September. How the English pyramid works, why 3pm Saturday matches are not televised, and what you can watch for nothing.
London trade shows: Olympia and ExCeL, what is on this autumn, and how to get in free
The trade show is the most underrated free resource a small business has: suppliers, wholesale prices and customers in one hall. The full Olympia and ExCeL calendar from September to November, from Top Drawer and Speciality Fine Food to World Travel Market and The Business Show. Plus the key fact: almost every B2B show is free if you register in advance.
The pint after work, Friday, Saturday and Sunday: the unwritten rules of British life
Why people go to the pub to sit rather than to drink, what a round is and why you cannot skip it, where POETS day comes from, why the main match is not on television at three on a Saturday, how many hours you actually have to shop on a Sunday, and how the North differs from the South and Scotland from Wales. Plus seven rules that save a newcomer a year.
AI by the numbers: what it is worth, what it runs into, and why "which shares should I buy" is the wrong question
Nvidia at $5.45 trillion and first in the world. Anthropic valued at $965bn against OpenAI at $852bn — but one is profitable and the other loses more than a dollar per dollar earned. Growth runs into electricity, not ideas: 140 British projects are waiting for a grid connection, some for up to fifteen years. What AI does well, where it invents, how politicians know about shares, and why the honest answer on investing sounds dull.
The 31st National Television Awards: the winners in full, and what to watch
The NTAs were handed out at The O2 on 8 September — the only British television awards decided by the public rather than a jury. Special Recognition for Alan Carr, TV Presenter for Sir David Attenborough, Comedy for Mrs Brown’s Boys, Talent Show for Strictly. The full list, six programmes for newcomers, and where to watch them free.
Royal week: Prince George starts at Eton, Prince William at King Harald's funeral
On 8 September the eldest son of the Prince and Princess of Wales began at Eton, as his father did in 1995. On 9 September Prince William represented King Charles III at the funeral of King Harald V in Oslo, with the Princess Royal attending as godmother to the new King Haakon VIII. We are starting a standing royal file.
English mayors to get the power to charge a tourist tax — with no cap on the rate
The government has confirmed new powers for mayors: a levy on overnight stays in hotels and short lets, set as a percentage of the bill, with no upper limit. London has floated 3%, worth around £350 million a year. Hoteliers and family resorts object and business travel wants an exemption. Who pays, and how much.
Changing money and sending it abroad from Britain: where the cost hides and what to check
The fee is not the biggest cost — the real money goes into a spread nobody displays. How to work out what an exchange truly costs, why you should never be billed in pounds abroad, why non-bank services carry no FSCS protection, and the honest position on transfers to Russia and Belarus.
Universal Credit: who can claim, what it pays, and why many people must not apply
The standard allowance runs from £338.58 to £666.97 a month, savings are capped at £16,000, and every £1 earned cuts the payment by 55p. But first things first: most visas carry a no recourse to public funds condition, and claiming without the right damages your visa. How to check your condition and what to do if you have no right to claim.
Going self-employed in the UK: registering, your UTR and what you pay in 2026
Register if you earned more than £1,000 in a tax year, and tell HMRC by 5 October. Class 2 is no longer compulsory; Class 4 is 6% and 2%. Unregistered subcontractors lose 30% instead of 20%. From 6 April 2026, turnover above £50,000 means quarterly reporting. And the part that catches people out: a Student visa bars self-employment, while a Skilled Worker visa allows 20 hours a week.
Schengen biometrics explained: how EES works, when ETIAS arrives, and what Britain does instead
Since 10 April 2026 EES has run at every Schengen border: no stamps, fingerprints and a facial image instead. ETIAS is expected in Q4 2026 — €20 for three years. British status does not exempt you from EES, and Britain itself requires a £20 ETA. Point by point.
Council tax in 2026/27: what you pay, who pays less, and what happens if you fall behind
The average Band D bill in England is £2,392 a year. A 25% single-adult discount, 50% and full student exemptions, and the separate Council Tax Reduction scheme — none of it applies automatically, only on application. And seven days after a missed payment, the whole year becomes due.
Russia's digital rouble goes live: 12 banks, a 300,000-rouble cap and what it means from the UK
From 1 September the digital rouble has left the pilot stage: the twelve largest banks open wallets, retailers turning over 120 million roubles must accept it, and top-ups are capped at 300,000 a month. No interest, no cashback, and transfers cannot be reversed.
Driving in the UK on a foreign licence: exchange rules, tests and costs in 2026
An EU licence is valid until you are 70, a Ukrainian one for 36 months, and a Russian, Belarusian, Kazakh or Moldovan one for just 12. Which countries can exchange without tests, who must sit theory and practical, what it costs, and where people lose time.
Digital currency explained: the pros and cons of the digital rouble, euro and pound
There is no exchange rate for a digital currency and never will be, nobody is being made to convert their money, and cash is not being abolished. Smart contracts for controlling earmarked spending, on the other hand, are real and documented. What already works in Russia, when the digital euro and pound arrive, and which fears have substance.
Settlement in the UK: what ILR really is, and why the qualifying period may double
UK law has no "residence permit" or "permanent residence" — it has time-limited leave, indefinite leave to remain (settlement) and citizenship. ILR usually comes after 5 years of work, with English at B1, a £50 Life in the UK test and a £3,226 fee; citizenship a year later, at £1,839. Two continuous years abroad and ILR lapses. And the qualifying period is set to rise from 5 years to 10, promised for autumn 2026 and stated to be retrospective.
Renting in London 2026: what a flat costs and what deposit is legal
What renting in London actually costs, on the latest ONS figures: £2,317 a month in the capital, £1,451 across England, £1,393 UK-wide. By law the deposit is capped at five weeks’ rent and the holding deposit at one, and it must be protected within 30 days. Agreement fees, reference checks and inventories are not yours to pay.
UK visitor visa step by step 2026: timing, cost, biometrics and how long it takes
Russian, Belarusian, Ukrainian, Kazakh, Armenian, Georgian and Moldovan nationals need a visa, not an ETA. You can apply no earlier than three months before travel; £135 for six months, and the fee is not refunded even on refusal. Your passport comes back the same day, a decision usually takes three weeks, and a refusal cannot be appealed.
England, Britain or the UK: the difference, and where it costs money
England is one of four countries; Great Britain is an island with three of them; the state is the United Kingdom, and UK is what goes on your forms. There is no "England visa" — it works in all four. But prescriptions cost £9.90 an item in England and nothing in the other three, and Scotland runs its own six-rate income tax scale.
Starting out in Britain: nine guides checked against the public registers
A bank account without proof of address, a credit record from zero, a free NHS interpreter, the home rate for university, school after VAT, work and pay, and doctors and restaurants checked against the registers. All of it in one place, in the order in which the questions come up.
Working in England 2026: what jobs pay, what you keep, and how the work visa actually starts
The minimum wage in England is £12.71 an hour by law; median full-time pay is £39,039 a year, worth about £2,630 a month after tax. You can start work before your National Insurance number arrives, but never without the right to work. And the Skilled Worker visa starts with a sponsoring employer: £41,700 or your occupation’s going rate, whichever is higher.
Inviting family to Britain: there is no minimum balance, and UKVI will not look at your hotel or flight bookings
The British Embassy published cards on the finances behind a visitor visa; we checked every claim against the Immigration Rules and the Home Office caseworker guidance. There is no set level of funds in the requirements, there is no "6 months in 12" rule, and a visitor refusal carries neither appeal nor administrative review. Plus the full official list of fifteen documents a caseworker is told not to consider.
Food in Britain: where it is genuinely cheaper, and the money you may not be claiming
Yellow stickers on a timetable are a myth, and four of the big chains confirmed it. Meanwhile free school meals now go to every family on Universal Credit whatever their income, the old Household Support Fund has closed and been replaced, and community fridges hand out food with no voucher and no means test.
Where to buy the food you grew up with in London: Russian, Ukrainian, Polish and Baltic shops
Curd cheese, soured cream, buckwheat, salo, borodinsky bread, dumplings, caviar, Georgian wine. We checked every address against the shops' own websites and the government's Food Standards Agency register — and listed separately the ones that did not check out.
Eating like home in London: 16 addresses checked against the hygiene register
Russian, Ukrainian, Georgian, Uzbek, Lithuanian, Armenian, Azerbaijani and Moldovan cooking — with addresses, phone numbers, opening hours and a food hygiene rating carrying the date it was awarded. Two honest findings: not one venue promises on its website that Russian is spoken, and live music in Russian has all but disappeared after the main venue closed.
Russian-speaking doctors and clinics in London: eight addresses checked against the registers
Every clinic checked against CQC, every named clinician against the GMC and GDC, every legal entity against Companies House. Where Russian really is spoken, where only the website has been translated, and why a chain advertising sixteen locations is registered for four. Plus one clinic that is not on the list, and how to check such a place yourself.
Applying, rankings and school for a child: the 2027 cycle dates and the cost after VAT
The personal statement is no longer an essay but three questions inside 4,000 characters. The equal consideration deadline is 13 January, not the 15th that older articles print. Most of the rankings people choose by are commercial, and only two official quality measures exist. And a private boarding place now costs around £54,000 a year — with the arithmetic behind that figure.
Credit history from zero, cards at 35%, and sending money home: what works differently from what you were told
A foreign credit record does not travel, and the standard advice to register to vote is simply unavailable to a large group of people — for whom there is another technique. Also: what a first card really costs, why the advertised rate is not yours, how Section 75 makes the bank liable for the seller, and what actually happens with transfers to Russia — not prohibited by law, but closed off by banks.
Studying in Britain in 2026: who pays £9,790, who pays £70,000, and three dates you cannot miss
The gap between home and international fees runs to seven times, and it is decided by three years of residence rather than by citizenship — and you need not have held settled status for all three, which is the part most often misread. Plus: the visa maintenance figure rises on 30 November, the Graduate route drops from two years to eighteen months on 1 January, and Chevening closes on 6 October.
An NHS interpreter is free — and you can register with a GP without a single document
We checked the most common beliefs about the NHS against primary sources. The practice must book the interpreter, and nobody under 16 may do the job. Registering with a GP needs no passport, no address and no immigration status, and a refusal must be explained in writing within 14 days. And five minutes on the GMC, GDC and CQC registers separate a real doctor from a good-looking website.
UK law does not require proof of address — and nine banks must open you a basic account
Checked against the rules themselves rather than the banks' websites: nine designated banks must open a basic account within 10 business days, the grounds for refusal are a closed list, and neither a poor credit file nor a missing address is on it. What to bring instead of a utility bill, where £120,000 of protection applies and where none does, and what changed on 28 April 2026.
London listings: where Russian-speakers can go — theatre, concerts, stand-up and exhibitions
Where to go in London if you speak Russian: upcoming events and the regular venues our readers use — theatre, classical and jazz, Russian stand-up, exhibitions and events for children. Plus what to catch before the end of September: Buckingham Palace closes on the 27th. With dates, prices and links; we keep this updated.
Car owners in Britain: tax, charging zones, parking, buying, scrapping and the truth about “free” cars
How much road tax costs and why electric cars now pay too, ULEZ and the Congestion Charge, where to park without a fine, how to buy and sell safely, how to scrap and get paid, and why “free abandoned cars” is a myth. With the real cheap options.
Housing in Britain: mortgage or rent, what to do with no income, and how to avoid a dishonest agent
Mortgages and how much deposit you need, why UK developers rarely offer instalment plans, shared ownership, renting without a UK income or guarantor, the new 2026 rules, and how to spot a scam in the housing market.
Mobile and home internet in Britain: how to pay less and avoid roaming rip-offs
SIM-only instead of a contract, cheap networks, free EU roaming for trips home, social tariffs from £10–12 for people on benefits, and how to switch provider without losing out. With useful apps.
How to fly Europe cheaply — and what to do if your flight is cancelled or you are bumped
Tickets for £10–20, cabin bag only, flight subscriptions and — most importantly — your rights: a refund, rerouting, care at the airport and compensation of up to £520. With links to the CAA and the EU rules.
Transport in Britain: how to pay less, concessions and what to do when it breaks down
Contactless and caps instead of tickets, the bus Hopper, off-peak, a Railcard for a third off, free travel for residents and what to do during strikes. With links to TfL and National Rail.
Health in Britain: how to register with a doctor, what is free on the NHS and free medicines
How to register with a GP, what the NHS gives everyone for free, and who does not pay for medicines. With links to official NHS services.
Free English in Britain: who qualifies for funded courses and where to enrol
England has government-funded English courses for adults (ESOL). Here is who can study for free, what you will be asked at enrolment, and where to find classes.
What we built for readers in September: seven free services
A deadline calendar, right to rent and right to work checks, the sanctions list, fuel prices, classifieds translated into both languages and a bot that posts from your phone. All free, no registration.
We have launched a calendar: holidays, filing deadlines and official events
A UK calendar is now on the site. Bank holidays, tax deadlines, Bank of England decisions and the dates new rules take effect — in one grid, each with a link to its source.
Letting a room? The check is compulsory, and the penalty runs to £20,000
Every new tenant must be checked, and only the landlord can do it. Two things are needed: the tenant’s share code and their date of birth. Checking only the people who “look foreign” is a separate breach of the law.
Directors have ten weeks left to verify their identity
The Companies House transition year ends on 18 November. Every director and every person with significant control must verify by their own due date. Miss it and you commit an offence, face a financial penalty, and cannot file anything for your company.
October: employers start answering for how customers behave
From 30 October part of the Employment Rights Act 2025 takes effect: employers must take “all reasonable steps” against sexual harassment and become liable for harassment by third parties — customers, visitors, contractors. And from 1 October the tribunal time limit rises from three months to six.
£450m a year of reporting to be stripped from companies
The government has announced an overhaul of corporate reporting: the directors’ report goes, and exemptions from the strategic report and from audit are widened. The consultation runs to 30 November and anyone may respond.
Tell HMRC by 5 October that you need to file a tax return
Registration for Self Assessment for the tax year that ended on 5 April 2026 closes on 5 October. Miss it and you still have to file, and still have to pay by 31 January — only now with a penalty risk attached.
You can now post a listing straight from Telegram
We have launched @onlyway_news_bot: ten steps on buttons, photos from your phone, published without an email confirmation. Listings are free and run for 60 days.
HMRC advisory fuel rates from 1 September: diesel down, large petrol up
HMRC has revised the advisory fuel rates for company cars. Diesel at 1601-2000cc and above 2000cc each fall by a penny; petrol above 2000cc rises to 27p a mile. Electric is unchanged at 7p at home and 15p on public charging.
VAT on electricity goes to zero on 1 October — and the bill still goes up
VAT on domestic electricity falls from 5% to nothing, taking about £45 a year off the Ofgem cap. At the same time the cap itself rises 4%, to £1,723 a year for a typical home. Net effect: you pay more, but less than you would have.
No more stamps: how the EU border works now
The Entry/Exit System became fully operational on 10 April 2026. Fingerprints and a facial image replaced the passport stamp, and a computer now counts your days. ETIAS is expected to follow later this year.
Bank Rate: the decision lands on 17 September, with inflation rising again
Bank Rate has stood at 3.75% since 30 July. Annual CPI inflation rose to 2.9% in July from 2.6% in June. The Monetary Policy Committee announces at noon on 17 September.
The UK ETA: a £20 travel authorisation, explained
Visitors who do not need a visa now need an Electronic Travel Authorisation: £20, valid for two years, usually decided in minutes. British and Irish citizens and holders of UK status are exempt.
Soviet Underground: the eighties Red Wave, played live in London
A London collective reviving the Soviet underground — Kino, Nautilus Pompilius, Zoopark, Zvuki Mu. They play Dalston on 12 September with free entry, Brighton on the 13th.
The Bank of England announces its rate decision on 17 September
Bank Rate has stood at 3.75% since the decision of 30 July. The next Monetary Policy Committee announcement is on 17 September.
Making Tax Digital: the next quarterly update is due by 7 November
Digital reporting has been compulsory since April for sole traders and landlords earning over £50,000. Year one carries no penalty points — but the annual return has not gone away.
The cyber security bill reaches committee stage in the Lords
Regulation would extend to data centres and managed IT service providers. Small businesses will meet it indirectly — through their contracts with suppliers.
Assured shorthold tenancies are gone: how renting works now
Since 1 May, England has had neither assured shorthold tenancies nor section 21 evictions. A landlord must now name a ground.
Director identity checks: the transition year ends in November
Identity verification at Companies House has been a legal requirement since 18 November 2025. The twelve-month transition period runs out this autumn.
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