ONLYWAY.NEWShttps://onlyway.news/en/business/04.10.2026
Business support
Britain has no single “start-up grant” — it has 129 separate schemes: grants, loans and equity. A grant is not repaid, a loan is, and a third of the schemes are tied to one county or town.
What support you qualify for
- Grant · amount on GOV.UK
Business Productivity Grant South Yorkshire
Established · Yorkshire and the Humber · 0 to 9, 10 to 249 employeesThe project aims to support small and medium-sized businesses (SMEs) in South Yorkshire to improve productivity and drive digital innovation through the provision of capital or revenue grants.GrantTerms and application → - Grant · amount on GOV.UK
Great Ideas – York and North Yorkshire
Trading 1–2 years, Established · Yorkshire and the Humber · 0 to 9, 10 to 249 employeesA fully funded innovation support programme, with access to innovation grants of up to £60,000.GrantExpertise and adviceTerms and application → - Grant · amount on GOV.UK
Key Fund - Midlands and the North of England
Trading 1–2 years, Established · regions: 5 · 0 to 9, 10 to 249 employeesGrants and loans for social enterprises in the North and the Midlands.FinanceEquityGrantLoanTerms and application → - Grant · amount on GOV.UK
Innovate UK Business Growth
Trading 1–2 years, Established · regions: 9 · 0 to 9, 10 to 249 employeesExpert advice for businesses looking to commercialise new ideas and succeed in international marketsFinanceGrantExpertise and adviceTerms and application → - Grant · amount on GOV.UK
Repair Grants for Heritage at Risk - England
Trading 1–2 years, Established · regions: 9 · 0 to 9, 10 to 249 employeesGrants for the repair and conservation of historic buildings, monuments and landscapes.FinanceGrantTerms and application → - Grant · amount on GOV.UK
Better Business Finance - UK
Established · the whole UKFree, quick and easy access to a directory of approved finance suppliers for UK businesses.FinanceEquityGrantLoanExpertise and adviceTerms and application → - Grant · amount on GOV.UK
Funding and advice for space services - UK
Established · the whole UKFunding, technical and business expertise, networks and partnerships for businesses who are looking to develop a space-based service.FinanceGrantExpertise and adviceTerms and application → - Grant · amount on GOV.UK
Gigabit Broadband Voucher Scheme (GBVS) - UK
Trading 1–2 years, Established · the whole UK · 0 to 9, 10 to 249 employeesGrant contribution to pay towards upgrading business broadband to a high-speed capable connection.FinanceGrantTerms and application → - Grant · amount on GOV.UK
Heritage Enterprise (HE) - UK
the whole UKFunding to help restore neglected historic buildings and sites and unlock their economic potential.FinanceGrantTerms and application → - Loan · amount on GOV.UK
Business Enterprise fund - North East England
North East, Yorkshire and the Humber · 0 to 9, 10 to 249 employeesFinancial support for small and medium-sized businesses (SMEs) in Yorkshire and the North East.FinanceLoanTerms and application → - Loan · amount on GOV.UK
Finance For Enterprise
Established · regions: 9 · 0 to 9, 10 to 249 employeesFinance for Enterprise provides loan funding across England. They offer an alternative source of finance ranging from £25,001 to £250,000 for businesses who are looking for additional capital or cashflow.FinanceLoanTerms and application → - Loan · amount on GOV.UK
Growth Guarantee Scheme
Trading 1–2 years, Established · the whole UK · 0 to 9, 10 to 249 employeesThe Growth Guarantee Scheme is a government-backed scheme designed to support access to finance for UK businesses as they look to invest and grow.FinanceLoanTerms and application → - Loan · amount on GOV.UK
UK Export Finance
Established · the whole UKSupports access to loans and other trade finance facilities for businesses that sell internationally via government guarantees.FinanceLoanExpertise and adviceTerms and application → - Loan · amount on GOV.UK
The FSE Group
Trading 1–2 years, Established · London, South East, South West, Yorkshire and the HumberFSE offers a range of loans and equity finance for innovative growth companies.FinanceExpertise and adviceTerms and application → - Free
E-Factor Business - The Business Hive
Yorkshire and the HumberIncluding free enterprise coaching and business advice for pre-start and established businesses. Also, offer events and workshops, and advertise tender opportunities on the website. They also run Business Hive Club (membership charge applies) and a premises search facility.Expertise and adviceTerms and application → - Free
Get Funded - Understand finance and build investment readiness
Trading 1–2 years, Established · Yorkshire and the Humber · 0 to 9, 10 to 249 employeesGet Funded is a fully funded programme designed to help SMEs in York & North Yorkshire understand their funding options, strengthen financial planning, and prepare compelling applications that win investment.Expertise and adviceTerms and application → - Free
Carbon Trust
regions: 8Specialist support and resources to help businesses cut carbon emissions, save energy and work on new technologies.Expertise and adviceTerms and application → - Free
Able Futures
Trading 1–2 years, Established · regions: 9 · 0 to 9, 10 to 249 employeesAble Futures is a funded service that helps employees, self-employed people and employers manage mental health at work.Expertise and adviceTerms and application → - Free
HSE - Health and Safety Executive
regions: 9HSE is a national regulator and government department that supports employers, businesses and employees.Expertise and adviceTerms and application → - Free
Shaw Trust
regions: 9Shaw Trust is a national charity that supports disabled and disadvantaged people to prepare for work, find jobs and live more independently.Expertise and adviceTerms and application → - Free
Advisory, Conciliation and Arbitration Service (Acas) - UK
Trading 1–2 years, Established · the whole UKAdvice on good practice in employment and employment relations.Expertise and adviceTerms and application → - Free
CompeteFor contract service - UK
Trading 1–2 years, Established · the whole UKFree support to help businesses compete for major public and private sector contractsExpertise and adviceTerms and application → - Free
Help to Grow: Management - UK
Trading 1–2 years, Established · the whole UK · 0 to 9, 10 to 249 employeesTraining to help SME business leaders to increase productivity, seize investment opportunities and grow their business.Expertise and adviceTerms and application → - Free
WRAP environmental business advice - UK
Trading 1–2 years, Established · the whole UK · 0 to 9, 10 to 249 employeesConfidential advice and support on environmental issues for all UK businessesExpertise and adviceTerms and application →
Where this comes from
The catalogue comes from GOV.UK search and refreshes every morning, last on 04.10.2026. We take no money to list anything; the decision is made by whoever runs the scheme.
Loan calculator
The monthly repayment and the total interest on a loan. Worked out in your browser. The other calculators →
—
a month
principal — interest — total —
—
The same amount under other programmes
| Programme | A month | Interest | Term |
|---|
How this is worked out
On a reducing balance, the way Start Up Loans and banks do it. A “flat rate” in an advert means a real rate close to double: interest there is charged on the whole sum. Any arrangement fee is not included. Worked out in your browser.
Do you qualify for a Start Up Loan
The government start-up loan: £500–25,000 at 7.5% over up to five years, no security. It is a personal loan, not a company one — you are liable.
—
What happens next
This checks the basic conditions, not the decision. Next come the business plan, the cash-flow forecast and your credit history. The scheme is run by the Start Up Loans Company, part of the British Business Bank.
LatestAll news →
LifeWhat to watch this weekend: an evening on BBC One, the Netflix top 10, a festival from 7 October and theatre for £5
MarketsBusiness grants, loans and government support in the UK: where the start-up money is and what it costs
LawEngland keeps jury trials: the government has rewritten its criminal courts reform
LifeWhat to watch this weekend: an evening on BBC One, the Netflix top 10, a festival from 7 October and theatre for £5MarketsBusiness grants, loans and government support in the UK: where the start-up money is and what it costsLawEngland keeps jury trials: the government has rewritten its criminal courts reform