Business support
Britain has no single “start-up grant” — it has 129 separate schemes: grants, loans and equity. A grant is not repaid, a loan is, and a third of the schemes are tied to one county or town.
What support you qualify for
- Grant · amount on GOV.UK
Brum Breathes Financial Incentives
Trading 1–2 years, Established · West MidlandsFinancial incentives, designed to offer support to businesses who conduct commercial operations in Birmingham, towards replacing their Light Goods Vehicle and Heavy Duty Vehicle to meet required emission stand… - Grant · amount on GOV.UK
Business advice and training - East of England and London
Not yet trading, Trading 1–2 years · Eastern, LondonAdvice, workshops and loans for those looking to start a business and businesses trading less than 2 years in Norfolk, Suffolk and London. - Grant · amount on GOV.UK
Business Boost Grants - Elmbridge
Trading 1–2 years, Established · South EastGrants for projects that help the Elmbridge economy. - Grant · amount on GOV.UK
Business loans, grants and funding - Scotland
ScotlandFinder to help businesses based in Scotland find funding from private and public organisations. - Grant · amount on GOV.UK
Financial and Funded Support – Nottingham Trent University
East MidlandsA range of support for businesses in Nottinghamshire and Derbyshire - Grant · amount on GOV.UK
Gigabit Broadband Voucher Scheme (GBVS) - UK
Trading 1–2 years, Established · the whole UKGrant contribution to pay towards upgrading business broadband to a high-speed capable connection. - Grant · amount on GOV.UK
Heart Of Bucks Grants
South EastA range of grant funds are available from £300 - £5,000 for not-for-profit community charities and voluntary groups in Buckinghamshire. - Grant · amount on GOV.UK
Heritage Enterprise (HE) - UK
the whole UKFunding to help restore neglected historic buildings and sites and unlock their economic potential. - Grant · amount on GOV.UK
Horizon Europe funding
the whole UKFunding for research or innovation that's ground breaking, improves European research standards or responds to challenges like climate change or food security. - Grant · amount on GOV.UK
Innovate UK - grant funding, innovation loans and expert support
Trading 1–2 years, Established · the whole UKSupports innovative UK businesses to realise the potential of new technologies, develop ideas and make them a commercial success. - Grant · amount on GOV.UK
Innovate UK Business Growth
Trading 1–2 years, Established · regions: 9Expert advice for businesses looking to commercialise new ideas and succeed in international markets - Grant · amount on GOV.UK
Invest in - Nottingham
East MidlandsSupport for businesses looking to relocate or expand in the Nottingham and Nottinghamshire area. - Grant · amount on GOV.UK
Key Fund - Midlands and the North of England
Trading 1–2 years, Established · regions: 5Grants and loans for social enterprises in the North and the Midlands. - Grant · amount on GOV.UK
Low Carbon Kent
South EastLow Carbon Kent is a network of businesses tackling and adapting to climate change. They aim to reduce costs by cutting emissions and promote the opportunities of the low carbon market and circular economy. - Grant · amount on GOV.UK
Northern Ireland Business Support Finder
Northern IrelandA searchable database that can help you find publicly-funded sources of business assistance that you may be eligible to apply for. - Grant · amount on GOV.UK
PNE Enterprise - business support service - North East England
North East · 0 to 9, 10 to 249 employeesMentoring, start-up business courses and support schemes for businesses based in the North East of England - Grant · amount on GOV.UK
Repair Grants for Heritage at Risk - England
Trading 1–2 years, Established · regions: 9Grants for the repair and conservation of historic buildings, monuments and landscapes. - Grant · amount on GOV.UK
South West Investment Fund (SWIF)
Trading 1–2 years, Established · South WestThe fund aims to drive sustainable economic growth by supporting innovation and creating local opportunity for new and growing businesses across the South West. - Loan · amount on GOV.UK
ART Business Loans - West Midlands
Trading 1–2 years, Established · West MidlandsLoans for new and existing small businesses to create and safeguard jobs in the West Midlands - Loan · amount on GOV.UK
BCRS Business Loans
Trading 1–2 years, Established · South West, West MidlandsLoans to help small and medium-sized businesses develop and grow. - Loan · amount on GOV.UK
Business Enterprise fund - North East England
North East, Yorkshire and the Humber · 0 to 9, 10 to 249 employeesFinancial support for small and medium-sized businesses (SMEs) in Yorkshire and the North East. - Loan · amount on GOV.UK
Business loan scheme (CWRT) - Coventry and Warwickshire
Trading 1–2 years, Established · West MidlandsLoans for companies in Coventry and Warwickshire that can’t get finance from mainstream lenders - Loan · amount on GOV.UK
Enterprise programme for young people - UK
Not yet trading, Trading 1–2 years · the whole UKThe King's Trust helps young people aged 18 to 30 years who want to set up their own business in England, Scotland, Wales or Northern Ireland. - Loan · amount on GOV.UK
First Enterprise - Enterprise Loans
East MidlandsGovernment-funded loans for start-ups and businesses looking to grow across the East and South East Midlands. - Loan · amount on GOV.UK
GC Business Finance - North West England
North West · 0 to 9, 10 to 249 employeesStart-up loans and equity investment for small and medium-sized businesses (SMEs) based in Greater Manchester and the North West. - Loan · amount on GOV.UK
Growth Guarantee Scheme
Trading 1–2 years, Established · the whole UKThe Growth Guarantee Scheme is a government-backed scheme designed to support access to finance for UK businesses as they look to invest and grow. - Loan · amount on GOV.UK
Investment Fund - North of England
Trading 1–2 years, Established · North East, North West, Yorkshire and the HumberFinance to help small and medium-sized enterprises (SMEs) in the North West, Yorkshire, the Humber and Tees Valley - Loan · amount on GOV.UK
Productive Valley Fund
Not yet trading, Trading 1–2 years · LondonLoans of between £50,000 and £400,000, for projects such as premises refurbishment, building works and equipment purchases that will lead to increased productivity, job creation and business growth. - Loan · amount on GOV.UK
Enterprise Capital Funds Programme
Trading 1–2 years, Established · regions: 9Enterprise Capital Funds (ECFs) bring together private and public money to make investments in high growth, early stage, businesses. - Loan · amount on GOV.UK
The FSE Group
Trading 1–2 years, Established · London, South East, South West, Yorkshire and the HumberFSE offers a range of loans and equity finance for innovative growth companies.
Where this comes from
The catalogue comes from GOV.UK search and refreshes every morning, last on 04.10.2026. We take no money to list anything; the decision is made by whoever runs the scheme.
Loan calculator
The monthly repayment and the total interest on a loan. Worked out in your browser. The other calculators →
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a month
principal — interest — total —
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The same amount under other programmes
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How this is worked out
On a reducing balance, the way Start Up Loans and banks do it. A “flat rate” in an advert means a real rate close to double: interest there is charged on the whole sum. Any arrangement fee is not included. Worked out in your browser.
Do you qualify for a Start Up Loan
The government start-up loan: £500–25,000 at 7.5% over up to five years, no security. It is a personal loan, not a company one — you are liable.
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What happens next
This checks the basic conditions, not the decision. Next come the business plan, the cash-flow forecast and your credit history. The scheme is run by the Start Up Loans Company, part of the British Business Bank.
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MarketsBusiness grants, loans and government support in the UK: where the start-up money is and what it costs