Business support
Britain has no single “start-up grant” — it has 129 separate schemes: grants, loans and equity. A grant is not repaid, a loan is, and a third of the schemes are tied to one county or town.
What support you qualify for
- Grant · amount on GOV.UK
Innovate UK Business Growth
Trading 1–2 years, Established · regions: 9Expert advice for businesses looking to commercialise new ideas and succeed in international markets - Grant · amount on GOV.UK
Repair Grants for Heritage at Risk - England
Trading 1–2 years, Established · regions: 9Grants for the repair and conservation of historic buildings, monuments and landscapes. - Grant · amount on GOV.UK
Better Business Finance - UK
Established · the whole UKFree, quick and easy access to a directory of approved finance suppliers for UK businesses. - Grant · amount on GOV.UK
Funding and advice for space services - UK
Established · the whole UKFunding, technical and business expertise, networks and partnerships for businesses who are looking to develop a space-based service. - Grant · amount on GOV.UK
Gigabit Broadband Voucher Scheme (GBVS) - UK
Trading 1–2 years, Established · the whole UKGrant contribution to pay towards upgrading business broadband to a high-speed capable connection. - Grant · amount on GOV.UK
Heritage Enterprise (HE) - UK
the whole UKFunding to help restore neglected historic buildings and sites and unlock their economic potential. - Grant · amount on GOV.UK
Horizon Europe funding
the whole UKFunding for research or innovation that's ground breaking, improves European research standards or responds to challenges like climate change or food security. - Grant · amount on GOV.UK
Innovate UK - grant funding, innovation loans and expert support
Trading 1–2 years, Established · the whole UKSupports innovative UK businesses to realise the potential of new technologies, develop ideas and make them a commercial success. - Loan · amount on GOV.UK
Business Growth Loans - Sussex, Surrey, Suffolk, Kent, Essex, London, Norfolk, Cambridgeshire, Hertfordshire, Isle of Wight, Berkshire, Oxfordshire, Buckinghamshire and Hampshire.
Established · Eastern, London, South EastLet’s Do Business Finance can support businesses across the South and East of England to access finance of up to £250k. - Loan · amount on GOV.UK
Finance For Enterprise
Established · regions: 9Finance for Enterprise provides loan funding across England. They offer an alternative source of finance ranging from £25,001 to £250,000 for businesses who are looking for additional capital or cashflow. - Loan · amount on GOV.UK
Growth Guarantee Scheme
Trading 1–2 years, Established · the whole UKThe Growth Guarantee Scheme is a government-backed scheme designed to support access to finance for UK businesses as they look to invest and grow. - Loan · amount on GOV.UK
UK Export Finance
Established · the whole UKSupports access to loans and other trade finance facilities for businesses that sell internationally via government guarantees. - Loan · amount on GOV.UK
The FSE Group
Trading 1–2 years, Established · London, South East, South West, Yorkshire and the HumberFSE offers a range of loans and equity finance for innovative growth companies. - Loan · amount on GOV.UK
Enterprise Capital Funds Programme
Trading 1–2 years, Established · regions: 9Enterprise Capital Funds (ECFs) bring together private and public money to make investments in high growth, early stage, businesses. - Free
Fit To Bid
Trading 1–2 years, Established · LondonFully-funded workshops and 1:1 advice to help businesses successfully bid for contracts with Tier 1 suppliers. - Free
Barking Enterprise Centres - London
London · 0 to 9, 10 to 249 employeesFree support, help to access low-cost flexible workspace for new and existing small or medium businesses in Barking and Dagenham. - Free
Barnet Business Start-up Programme
London · 0 to 9, 10 to 249, 250 to 500 employeesThe programme offers one-to-one advice, mentoring, workshops and resources designed to help start up businesses succeed beyond their early stages, and support existing businesses with their growth plans. - Free
E-Business Support Programme – Greenwich and Bexley
Trading 1–2 years, Established · LondonTailored one to one advice and training for businesses in the London Boroughs of Greenwich and Bexley to develop and grow online. - Free
London Business Partnership - Property Advice Service
London · 0 to 9, 10 to 249 employeesA programme to help businesses overcome the challenges of renting commercial property - Free
Peer Networks - Redbridge Council
Trading 1–2 years, Established · LondonPeer Networks is a programme for businesses that want to grow and develop their organisation for future success. - Free
Self-employed support - Royal Borough of Kensington and Chelsea
London · 0 to 9, 10 to 249 employeesBusiness advice and subsidised training for businesses in Kensington and Chelsea. - Free
Small Business Research + Enterprise Centre - London
LondonInformation, seminars and workshops to help start-up and growing businesses. - Free
Business and Intellectual Property Centre - British Library London
Eastern, London, South EastAdvice, databases, publications and workshops for business owners, innovators and entrepreneurs who want to grow. - Free
Carbon Trust
regions: 8Specialist support and resources to help businesses cut carbon emissions, save energy and work on new technologies. - Free
Able Futures
Trading 1–2 years, Established · regions: 9Able Futures is a funded service that helps employees, self-employed people and employers manage mental health at work. - Free
HSE - Health and Safety Executive
regions: 9HSE is a national regulator and government department that supports employers, businesses and employees. - Free
Shaw Trust
regions: 9Shaw Trust is a national charity that supports disabled and disadvantaged people to prepare for work, find jobs and live more independently. - Free
Advisory, Conciliation and Arbitration Service (Acas) - UK
Trading 1–2 years, Established · the whole UKAdvice on good practice in employment and employment relations. - Free
CompeteFor contract service - UK
Trading 1–2 years, Established · the whole UKFree support to help businesses compete for major public and private sector contracts - Free
Help to Grow: Management - UK
Trading 1–2 years, Established · the whole UKTraining to help SME business leaders to increase productivity, seize investment opportunities and grow their business. - Free
WRAP environmental business advice - UK
Trading 1–2 years, Established · the whole UKConfidential advice and support on environmental issues for all UK businesses
Where this comes from
The catalogue comes from GOV.UK search and refreshes every morning, last on 04.10.2026. We take no money to list anything; the decision is made by whoever runs the scheme.
Loan calculator
The monthly repayment and the total interest on a loan. Worked out in your browser. The other calculators →
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a month
principal — interest — total —
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The same amount under other programmes
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How this is worked out
On a reducing balance, the way Start Up Loans and banks do it. A “flat rate” in an advert means a real rate close to double: interest there is charged on the whole sum. Any arrangement fee is not included. Worked out in your browser.
Do you qualify for a Start Up Loan
The government start-up loan: £500–25,000 at 7.5% over up to five years, no security. It is a personal loan, not a company one — you are liable.
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What happens next
This checks the basic conditions, not the decision. Next come the business plan, the cash-flow forecast and your credit history. The scheme is run by the Start Up Loans Company, part of the British Business Bank.
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MarketsBusiness grants, loans and government support in the UK: where the start-up money is and what it costs