Business support
Britain has no single “start-up grant” — it has 129 separate schemes: grants, loans and equity. A grant is not repaid, a loan is, and a third of the schemes are tied to one county or town.
What support you qualify for
- Grant · amount on GOV.UK
Business Productivity Grant South Yorkshire
The scheme site does not openEstablished · Yorkshire and the HumberThe project aims to support small and medium-sized businesses (SMEs) in South Yorkshire to improve productivity and drive digital innovation through the provision of capital or revenue grants. - Grant · amount on GOV.UK
Great Ideas – York and North Yorkshire
Trading 1–2 years, Established · Yorkshire and the HumberA fully funded innovation support programme, with access to innovation grants of up to £60,000. - Grant · amount on GOV.UK
Stronger Communities Inspire Fund
Trading 1–2 years, Established · Yorkshire and the HumberResident groups or community organisations can apply for grants of up to £1,000 to help fund local projects and events. - Grant · amount on GOV.UK
Momentum Music Fund
the whole UK · 0 to 9 employeesThe Momentum Music Fund offers grants of £5k-£15k for artists/bands to break through to the next level of their careers. - Loan · amount on GOV.UK
Growth Guarantee Scheme
The scheme site does not openTrading 1–2 years, Established · the whole UKThe Growth Guarantee Scheme is a government-backed scheme designed to support access to finance for UK businesses as they look to invest and grow. - Loan · amount on GOV.UK
The FSE Group
Trading 1–2 years, Established · London, South East, South West, Yorkshire and the HumberFSE offers a range of loans and equity finance for innovative growth companies. - Loan · amount on GOV.UK
Enterprise Capital Funds Programme
The scheme site does not openTrading 1–2 years, Established · regions: 9Enterprise Capital Funds (ECFs) bring together private and public money to make investments in high growth, early stage, businesses. - Free
E-Factor Business - The Business Hive
Yorkshire and the HumberIncluding free enterprise coaching and business advice for pre-start and established businesses. Also, offer events and workshops, and advertise tender opportunities on the website. They also run Business Hive… - Free
Get Funded - Understand finance and build investment readiness
Trading 1–2 years, Established · Yorkshire and the HumberGet Funded is a fully funded programme designed to help SMEs in York & North Yorkshire understand their funding options, strengthen financial planning, and prepare compelling applications that win investment. - Free
Launchpad - Barnsley
The scheme site does not openNot yet trading, Trading 1–2 years · Yorkshire and the HumberA programme of advice and events for people starting and growing a business. - Free
Carbon Trust
regions: 8Specialist support and resources to help businesses cut carbon emissions, save energy and work on new technologies. - Free
Able Futures
Open for applicationsTrading 1–2 years, Established · regions: 9Able Futures is a funded service that helps employees, self-employed people and employers manage mental health at work. - Free
HSE - Health and Safety Executive
regions: 9HSE is a national regulator and government department that supports employers, businesses and employees. - Free
Shaw Trust
regions: 9Shaw Trust is a national charity that supports disabled and disadvantaged people to prepare for work, find jobs and live more independently. - Free
Young Enterprise
Not yet trading · the whole UKYoung Enterprise offers initiatives for all ages from 4 to 25 to help start a business in the UK.
Where this comes from
The catalogue comes from GOV.UK search and refreshes every morning, last on 04.10.2026. We take no money to list anything; the decision is made by whoever runs the scheme.
Loan calculator
The monthly repayment and the total interest on a loan. Worked out in your browser. The other calculators →
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a month
principal — interest — total —
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The same amount under other programmes
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How this is worked out
On a reducing balance, the way Start Up Loans and banks do it. A “flat rate” in an advert means a real rate close to double: interest there is charged on the whole sum. Any arrangement fee is not included. Worked out in your browser.
Do you qualify for a Start Up Loan
The government start-up loan: £500–25,000 at 7.5% over up to five years, no security. It is a personal loan, not a company one — you are liable.
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What happens next
This checks the basic conditions, not the decision. Next come the business plan, the cash-flow forecast and your credit history. The scheme is run by the Start Up Loans Company, part of the British Business Bank.
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