ONLYWAY.NEWShttps://onlyway.news/en/business/04.10.2026
Business support
Britain has no single “start-up grant” — it has 129 separate schemes: grants, loans and equity. A grant is not repaid, a loan is, and a third of the schemes are tied to one county or town.
What support you qualify for
- Grant · amount on GOV.UK
Better Business Finance - UK
Established · the whole UKFree, quick and easy access to a directory of approved finance suppliers for UK businesses.FinanceEquityGrantLoanExpertise and adviceTerms and application → - Grant · amount on GOV.UK
BIC Innovation Grant Sunderland
Trading 1–2 years, Established · North East · 0 to 9, 10 to 249 employeesOffers grants of 40% contribution towards innovative projects valued between £5,000 and £25,000.GrantTerms and application → - Grant · amount on GOV.UK
Brum Breathes Financial Incentives
Trading 1–2 years, Established · West MidlandsFinancial incentives, designed to offer support to businesses who conduct commercial operations in Birmingham, towards replacing their Light Goods Vehicle and Heavy Duty Vehicle to meet required emission standards.FinanceGrantLoanExpertise and adviceTerms and application → - Grant · amount on GOV.UK
Business advice and training - East of England and London
Not yet trading, Trading 1–2 years · Eastern, London · 0 to 9, 10 to 249 employeesAdvice, workshops and loans for those looking to start a business and businesses trading less than 2 years in Norfolk, Suffolk and London.FinanceGrantExpertise and adviceTerms and application → - Grant · amount on GOV.UK
Business Boost Grants - Elmbridge
Trading 1–2 years, Established · South EastGrants for projects that help the Elmbridge economy.FinanceGrantTerms and application → - Grant · amount on GOV.UK
Business loans, grants and funding - Scotland
ScotlandFinder to help businesses based in Scotland find funding from private and public organisations.FinanceGrantLoanTerms and application → - Grant · amount on GOV.UK
Business Productivity Grant South Yorkshire
Established · Yorkshire and the Humber · 0 to 9, 10 to 249 employeesThe project aims to support small and medium-sized businesses (SMEs) in South Yorkshire to improve productivity and drive digital innovation through the provision of capital or revenue grants.GrantTerms and application → - Grant · amount on GOV.UK
Central Bedfordshire Council Start-up Support Programme
Not yet trading, Trading 1–2 years · EasternA programme offering grants, free 1-2-1 business advice and skills training to anyone thinking of starting a business in Central BedfordshireGrantExpertise and adviceTerms and application → - Grant · amount on GOV.UK
Duplex Investment Fund
Established · West Midlands · 0 to 9, 10 to 249 employeesCombined grants and loans towards capital purchases for your business.FinanceGrantLoanTerms and application → - Grant · amount on GOV.UK
Elmbridge Start Up Boost Fund
Not yet trading · South East · 0 to 9 employeesThe Elmbridge start-up boost helps start-ups with one off costs such as one-off marketing, purchasing of equipment or anything that would help a business to start operating in Elmbridge.FinanceGrantTerms and application → - Grant · amount on GOV.UK
Enterprise Grant Scheme - Bassetlaw
Not yet trading, Trading 1–2 years · East Midlands · 0 to 9, 10 to 249 employeesPotential grant for people looking to start a new business or businesses in their first 3 years of trading in Bassetlaw.GrantTerms and application → - Grant · amount on GOV.UK
Financial and Funded Support – Nottingham Trent University
East MidlandsA range of support for businesses in Nottinghamshire and DerbyshireFinanceGrantExpertise and adviceAwardTerms and application → - Grant · amount on GOV.UK
Funding and advice for space services - UK
Established · the whole UKFunding, technical and business expertise, networks and partnerships for businesses who are looking to develop a space-based service.FinanceGrantExpertise and adviceTerms and application → - Grant · amount on GOV.UK
Gigabit Broadband Voucher Scheme (GBVS) - UK
Trading 1–2 years, Established · the whole UK · 0 to 9, 10 to 249 employeesGrant contribution to pay towards upgrading business broadband to a high-speed capable connection.FinanceGrantTerms and application → - Grant · amount on GOV.UK
Great Ideas – York and North Yorkshire
Trading 1–2 years, Established · Yorkshire and the Humber · 0 to 9, 10 to 249 employeesA fully funded innovation support programme, with access to innovation grants of up to £60,000.GrantExpertise and adviceTerms and application → - Grant · amount on GOV.UK
Heart Of Bucks Grants
South EastA range of grant funds are available from £300 - £5,000 for not-for-profit community charities and voluntary groups in Buckinghamshire.FinanceGrantLoanTerms and application → - Grant · amount on GOV.UK
Heritage Enterprise (HE) - UK
the whole UKFunding to help restore neglected historic buildings and sites and unlock their economic potential.FinanceGrantTerms and application → - Grant · amount on GOV.UK
Horizon Europe funding
the whole UKFunding for research or innovation that's ground breaking, improves European research standards or responds to challenges like climate change or food security.FinanceGrantExpertise and adviceTerms and application → - Grant · amount on GOV.UK
Innovate UK Business Growth
Trading 1–2 years, Established · regions: 9 · 0 to 9, 10 to 249 employeesExpert advice for businesses looking to commercialise new ideas and succeed in international marketsFinanceGrantExpertise and adviceTerms and application → - Grant · amount on GOV.UK
Invest in - Nottingham
East MidlandsSupport for businesses looking to relocate or expand in the Nottingham and Nottinghamshire area.FinanceEquityGrantExpertise and adviceTerms and application → - Grant · amount on GOV.UK
Low Carbon Kent
South EastLow Carbon Kent is a network of businesses tackling and adapting to climate change. They aim to reduce costs by cutting emissions and promote the opportunities of the low carbon market and circular economy.FinanceGrantExpertise and adviceTerms and application → - Grant · amount on GOV.UK
North of Tyne Business Support Fund
Trading 1–2 years, Established · North East · 0 to 9, 10 to 249 employeesGrant funding opportunity for businesses in who need external expertise to help them to grow.GrantTerms and application → - Grant · amount on GOV.UK
Northern Ireland Business Support Finder
Northern IrelandA searchable database that can help you find publicly-funded sources of business assistance that you may be eligible to apply for.FinanceEquityGrantLoanExpertise and adviceAwardTerms and application → - Grant · amount on GOV.UK
Pendle Town Centre Premises Improvement Grants
North WestGrants of up to £3,000 (50% of costs) for shop front improvements across Pendle Town Centres are available. Any businesses, new or existing within a Pendle Town Centre could be eligible for funding.GrantTerms and application → - Grant · amount on GOV.UK
PNE Enterprise - business support service - North East England
North East · 0 to 9, 10 to 249 employeesMentoring, start-up business courses and support schemes for businesses based in the North East of EnglandFinanceGrantLoanExpertise and adviceTerms and application → - Grant · amount on GOV.UK
Repair Grants for Heritage at Risk - England
Trading 1–2 years, Established · regions: 9 · 0 to 9, 10 to 249 employeesGrants for the repair and conservation of historic buildings, monuments and landscapes.FinanceGrantTerms and application → - Grant · amount on GOV.UK
Sir James Knott Fund
Trading 1–2 years, Established · North EastFunding for charitable activity in Tyne and Wear, Northumberland, County Durham and Hartlepool.GrantTerms and application → - Grant · amount on GOV.UK
South West Investment Fund (SWIF)
Trading 1–2 years, Established · South WestThe fund aims to drive sustainable economic growth by supporting innovation and creating local opportunity for new and growing businesses across the South West.FinanceEquityGrantLoanTerms and application → - Grant · amount on GOV.UK
Sunderland Business Support Fund
Trading 1–2 years, Established · North EastGrants are available to support projects costing between £3,000 and £6,000 (excluding VAT). The Business Support Fund can cover up to 40% of eligible business spend.GrantTerms and application →
Where this comes from
The catalogue comes from GOV.UK search and refreshes every morning, last on 04.10.2026. We take no money to list anything; the decision is made by whoever runs the scheme.
Loan calculator
The monthly repayment and the total interest on a loan. Worked out in your browser. The other calculators →
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a month
principal — interest — total —
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The same amount under other programmes
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How this is worked out
On a reducing balance, the way Start Up Loans and banks do it. A “flat rate” in an advert means a real rate close to double: interest there is charged on the whole sum. Any arrangement fee is not included. Worked out in your browser.
Do you qualify for a Start Up Loan
The government start-up loan: £500–25,000 at 7.5% over up to five years, no security. It is a personal loan, not a company one — you are liable.
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What happens next
This checks the basic conditions, not the decision. Next come the business plan, the cash-flow forecast and your credit history. The scheme is run by the Start Up Loans Company, part of the British Business Bank.
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