Business support
Britain has no single “start-up grant” — it has 129 separate schemes: grants, loans and equity. A grant is not repaid, a loan is, and a third of the schemes are tied to one county or town.
What support you qualify for
- Grant · amount on GOV.UK
BIC Innovation Grant Sunderland
Trading 1–2 years, Established · North EastOffers grants of 40% contribution towards innovative projects valued between £5,000 and £25,000. - Grant · amount on GOV.UK
North of Tyne Business Support Fund
Trading 1–2 years, Established · North EastGrant funding opportunity for businesses in who need external expertise to help them to grow. - Grant · amount on GOV.UK
PNE Enterprise - business support service - North East England
North East · 0 to 9, 10 to 249 employeesMentoring, start-up business courses and support schemes for businesses based in the North East of England - Grant · amount on GOV.UK
Sir James Knott Fund
Trading 1–2 years, Established · North EastFunding for charitable activity in Tyne and Wear, Northumberland, County Durham and Hartlepool. - Grant · amount on GOV.UK
Sunderland Business Support Fund
Trading 1–2 years, Established · North EastGrants are available to support projects costing between £3,000 and £6,000 (excluding VAT). The Business Support Fund can cover up to 40% of eligible business spend. - Grant · amount on GOV.UK
Innovate UK Business Growth
Trading 1–2 years, Established · regions: 9Expert advice for businesses looking to commercialise new ideas and succeed in international markets - Grant · amount on GOV.UK
Repair Grants for Heritage at Risk - England
Trading 1–2 years, Established · regions: 9Grants for the repair and conservation of historic buildings, monuments and landscapes. - Grant · amount on GOV.UK
Better Business Finance - UK
Established · the whole UKFree, quick and easy access to a directory of approved finance suppliers for UK businesses. - Grant · amount on GOV.UK
Funding and advice for space services - UK
Established · the whole UKFunding, technical and business expertise, networks and partnerships for businesses who are looking to develop a space-based service. - Grant · amount on GOV.UK
Gigabit Broadband Voucher Scheme (GBVS) - UK
Trading 1–2 years, Established · the whole UKGrant contribution to pay towards upgrading business broadband to a high-speed capable connection. - Grant · amount on GOV.UK
Heritage Enterprise (HE) - UK
the whole UKFunding to help restore neglected historic buildings and sites and unlock their economic potential. - Grant · amount on GOV.UK
Horizon Europe funding
the whole UKFunding for research or innovation that's ground breaking, improves European research standards or responds to challenges like climate change or food security. - Loan · amount on GOV.UK
Business Enterprise fund - North East England
North East, Yorkshire and the Humber · 0 to 9, 10 to 249 employeesFinancial support for small and medium-sized businesses (SMEs) in Yorkshire and the North East. - Loan · amount on GOV.UK
Finance For Enterprise
Established · regions: 9Finance for Enterprise provides loan funding across England. They offer an alternative source of finance ranging from £25,001 to £250,000 for businesses who are looking for additional capital or cashflow. - Loan · amount on GOV.UK
Growth Guarantee Scheme
Trading 1–2 years, Established · the whole UKThe Growth Guarantee Scheme is a government-backed scheme designed to support access to finance for UK businesses as they look to invest and grow. - Loan · amount on GOV.UK
UK Export Finance
Established · the whole UKSupports access to loans and other trade finance facilities for businesses that sell internationally via government guarantees. - Free
Business Durham
Trading 1–2 years, Established · North EastOffers advice and guidance to support the growth and development of County Durham businesses and acts as the business gateway to Durham County Council. - Free
Durham Business Growth
Trading 1–2 years, Established · North EastDurham Business Growth is a comprehensive Programme designed to elevate productivity and foster growth within businesses located in County Durham. - Free
FIRST North East
North EastA learning and development agency, empowering enterprise skills and entrepreneurship in collaboration with government, employers, education and community organisations. - Free
Local Women Local Enterprise
North East · 0 to 9, 10 to 249 employeesWomen-only enterprise support services for women who are thinking about starting a business and women led businesses who need support to be better prepared to build a successful business. - Free
The Northumberland Small Business Service (NSBS)
North East · 0 to 9, 10 to 249 employees(NSBS) is a fully-funded service that delivers a range of business support services to ambitious innovators, creative thinkers and small and micro businesses across Northumberland. - Free
Carbon Trust
regions: 8Specialist support and resources to help businesses cut carbon emissions, save energy and work on new technologies. - Free
Able Futures
Trading 1–2 years, Established · regions: 9Able Futures is a funded service that helps employees, self-employed people and employers manage mental health at work. - Free
HSE - Health and Safety Executive
regions: 9HSE is a national regulator and government department that supports employers, businesses and employees. - Free
Advisory, Conciliation and Arbitration Service (Acas) - UK
Trading 1–2 years, Established · the whole UKAdvice on good practice in employment and employment relations. - Free
CompeteFor contract service - UK
Trading 1–2 years, Established · the whole UKFree support to help businesses compete for major public and private sector contracts - Free
Help to Grow: Management - UK
Trading 1–2 years, Established · the whole UKTraining to help SME business leaders to increase productivity, seize investment opportunities and grow their business. - Free
WRAP environmental business advice - UK
Trading 1–2 years, Established · the whole UKConfidential advice and support on environmental issues for all UK businesses
Where this comes from
The catalogue comes from GOV.UK search and refreshes every morning, last on 04.10.2026. We take no money to list anything; the decision is made by whoever runs the scheme.
Loan calculator
The monthly repayment and the total interest on a loan. Worked out in your browser. The other calculators →
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a month
principal — interest — total —
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The same amount under other programmes
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How this is worked out
On a reducing balance, the way Start Up Loans and banks do it. A “flat rate” in an advert means a real rate close to double: interest there is charged on the whole sum. Any arrangement fee is not included. Worked out in your browser.
Do you qualify for a Start Up Loan
The government start-up loan: £500–25,000 at 7.5% over up to five years, no security. It is a personal loan, not a company one — you are liable.
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What happens next
This checks the basic conditions, not the decision. Next come the business plan, the cash-flow forecast and your credit history. The scheme is run by the Start Up Loans Company, part of the British Business Bank.
Jobs & Business£2,000 for hiring a young apprentice: new payment for small employers starts 1 October
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MarketsBusiness grants, loans and government support in the UK: where the start-up money is and what it costs