Business support
Britain has no single “start-up grant” — it has 129 separate schemes: grants, loans and equity. A grant is not repaid, a loan is, and a third of the schemes are tied to one county or town.
What support you qualify for
- Grant · amount on GOV.UK
Aerospace Technology Institute (ATI) Non-CO2 Programme
Trading 1–2 years, Established · the whole UKFunding for research and technology development to maintain and grow the UK’s competitive positions in civil aerospace. - Grant · amount on GOV.UK
Aerospace Technology Institute (ATI) SME Programme
Trading 1–2 years, Established · the whole UKOffers funding for civil aerospace research and technology development in the UK. - Grant · amount on GOV.UK
Aerospace Technology Institute (ATI) Strategic Programme
Trading 1–2 years, Established · the whole UKFunding for research and technology development to maintain and grow the UK’s competitive positions in civil aerospace. - Grant · amount on GOV.UK
Brum Breathes Financial Incentives
Open for applicationsTrading 1–2 years, Established · West MidlandsFinancial incentives, designed to offer support to businesses who conduct commercial operations in Birmingham, towards replacing their Light Goods Vehicle and Heavy Duty Vehicle to meet required emission stand… - Grant · amount on GOV.UK
Elmbridge Start Up Boost Fund
Not yet trading · South EastThe Elmbridge start-up boost helps start-ups with one off costs such as one-off marketing, purchasing of equipment or anything that would help a business to start operating in Elmbridge. - Grant · amount on GOV.UK
Heart Of Bucks Grants
The scheme site does not openSouth EastA range of grant funds are available from £300 - £5,000 for not-for-profit community charities and voluntary groups in Buckinghamshire. - Grant · amount on GOV.UK
Horizon Europe funding
Open for applicationsthe whole UKFunding for research or innovation that's ground breaking, improves European research standards or responds to challenges like climate change or food security. - Grant · amount on GOV.UK
Low Carbon Kent
South EastLow Carbon Kent is a network of businesses tackling and adapting to climate change. They aim to reduce costs by cutting emissions and promote the opportunities of the low carbon market and circular economy. - Grant · amount on GOV.UK
Momentum Music Fund
the whole UK · 0 to 9 employeesThe Momentum Music Fund offers grants of £5k-£15k for artists/bands to break through to the next level of their careers. - Grant · amount on GOV.UK
South West Investment Fund (SWIF)
The scheme site does not openTrading 1–2 years, Established · South WestThe fund aims to drive sustainable economic growth by supporting innovation and creating local opportunity for new and growing businesses across the South West. - Loan · amount on GOV.UK
Growth Guarantee Scheme
The scheme site does not openTrading 1–2 years, Established · the whole UKThe Growth Guarantee Scheme is a government-backed scheme designed to support access to finance for UK businesses as they look to invest and grow. - Loan · amount on GOV.UK
Productive Valley Fund
Not yet trading, Trading 1–2 years · LondonLoans of between £50,000 and £400,000, for projects such as premises refurbishment, building works and equipment purchases that will lead to increased productivity, job creation and business growth. - Loan · amount on GOV.UK
Arts Derbyshire
Open for applicationsNot yet trading · East MidlandsProvides artists and those with an interest in employing artists in Derbyshire with useful information and advice, including funding, awards, events and free online directory listing. - Loan · amount on GOV.UK
Enterprise Capital Funds Programme
The scheme site does not openTrading 1–2 years, Established · regions: 9Enterprise Capital Funds (ECFs) bring together private and public money to make investments in high growth, early stage, businesses. - Loan · amount on GOV.UK
The FSE Group
Trading 1–2 years, Established · London, South East, South West, Yorkshire and the HumberFSE offers a range of loans and equity finance for innovative growth companies.
Where this comes from
The catalogue comes from GOV.UK search and refreshes every morning, last on 04.10.2026. We take no money to list anything; the decision is made by whoever runs the scheme.
Loan calculator
The monthly repayment and the total interest on a loan. Worked out in your browser. The other calculators →
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a month
principal — interest — total —
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The same amount under other programmes
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How this is worked out
On a reducing balance, the way Start Up Loans and banks do it. A “flat rate” in an advert means a real rate close to double: interest there is charged on the whole sum. Any arrangement fee is not included. Worked out in your browser.
Do you qualify for a Start Up Loan
The government start-up loan: £500–25,000 at 7.5% over up to five years, no security. It is a personal loan, not a company one — you are liable.
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What happens next
This checks the basic conditions, not the decision. Next come the business plan, the cash-flow forecast and your credit history. The scheme is run by the Start Up Loans Company, part of the British Business Bank.
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