ONLYWAY.NEWShttps://onlyway.news/en/business/04.10.2026
Business support
Britain has no single “start-up grant” — it has 129 separate schemes: grants, loans and equity. A grant is not repaid, a loan is, and a third of the schemes are tied to one county or town.
What support you qualify for
- Grant · amount on GOV.UK
Aerospace Technology Institute (ATI) Non-CO2 Programme
Trading 1–2 years, Established · the whole UKFunding for research and technology development to maintain and grow the UK’s competitive positions in civil aerospace. - Grant · amount on GOV.UK
Aerospace Technology Institute (ATI) SME Programme
Trading 1–2 years, Established · the whole UKOffers funding for civil aerospace research and technology development in the UK. - Grant · amount on GOV.UK
Aerospace Technology Institute (ATI) Strategic Programme
Trading 1–2 years, Established · the whole UKFunding for research and technology development to maintain and grow the UK’s competitive positions in civil aerospace. - Grant · amount on GOV.UK
BIC Innovation Grant Sunderland
Trading 1–2 years, Established · North EastOffers grants of 40% contribution towards innovative projects valued between £5,000 and £25,000. - Grant · amount on GOV.UK
Brum Breathes Financial Incentives
Open for applicationsTrading 1–2 years, Established · West MidlandsFinancial incentives, designed to offer support to businesses who conduct commercial operations in Birmingham, towards replacing their Light Goods Vehicle and Heavy Duty Vehicle to meet required emission stand… - Grant · amount on GOV.UK
Business Productivity Grant South Yorkshire
The scheme site does not openEstablished · Yorkshire and the HumberThe project aims to support small and medium-sized businesses (SMEs) in South Yorkshire to improve productivity and drive digital innovation through the provision of capital or revenue grants. - Grant · amount on GOV.UK
Elmbridge Start Up Boost Fund
Not yet trading · South EastThe Elmbridge start-up boost helps start-ups with one off costs such as one-off marketing, purchasing of equipment or anything that would help a business to start operating in Elmbridge. - Grant · amount on GOV.UK
Enterprise Grant Scheme - Bassetlaw
Not yet trading, Trading 1–2 years · East MidlandsPotential grant for people looking to start a new business or businesses in their first 3 years of trading in Bassetlaw. - Grant · amount on GOV.UK
Forest of Dean District Council Business Start Up Grant
Closes 19.11.2026Trading 1–2 years · South WestFunding to be used towards a variety of business start up activates including: research and development, installing clean technologies, premises, equipment and product/service launch. - Grant · amount on GOV.UK
Great Ideas – York and North Yorkshire
Trading 1–2 years, Established · Yorkshire and the HumberA fully funded innovation support programme, with access to innovation grants of up to £60,000. - Grant · amount on GOV.UK
Heart Of Bucks Grants
The scheme site does not openSouth EastA range of grant funds are available from £300 - £5,000 for not-for-profit community charities and voluntary groups in Buckinghamshire. - Grant · amount on GOV.UK
Horizon Europe funding
Open for applicationsthe whole UKFunding for research or innovation that's ground breaking, improves European research standards or responds to challenges like climate change or food security. - Grant · amount on GOV.UK
Low Carbon Kent
South EastLow Carbon Kent is a network of businesses tackling and adapting to climate change. They aim to reduce costs by cutting emissions and promote the opportunities of the low carbon market and circular economy. - Grant · amount on GOV.UK
Made Smarter London
Trading 1–2 years, Established · LondonThe Made Smarter adoption programme aims to empower and support London's manufacturing businesses. The programme has a particular focus on adopting digital technology. - Grant · amount on GOV.UK
Momentum Music Fund
the whole UK · 0 to 9 employeesThe Momentum Music Fund offers grants of £5k-£15k for artists/bands to break through to the next level of their careers. - Grant · amount on GOV.UK
North of Tyne Business Support Fund
Applications closedTrading 1–2 years, Established · North EastGrant funding opportunity for businesses in who need external expertise to help them to grow. - Grant · amount on GOV.UK
Northamptonshire Community Foundation
Closes 12.10.2026Not yet trading, Trading 1–2 years · East MidlandsPotential grant funding is available to community or voluntary groups in Northamptonshire. - Grant · amount on GOV.UK
Oldham Council Innovation Grant
Trading 1–2 years, Established · North WestInnovation grant scheme to support business growth, encourage inward investment, and drive productivity through innovation. - Grant · amount on GOV.UK
Pendle Town Centre Premises Improvement Grants
North WestGrants of up to £3,000 (50% of costs) for shop front improvements across Pendle Town Centres are available. Any businesses, new or existing within a Pendle Town Centre could be eligible for funding. - Grant · amount on GOV.UK
Sir James Knott Fund
Trading 1–2 years, Established · North EastFunding for charitable activity in Tyne and Wear, Northumberland, County Durham and Hartlepool. - Grant · amount on GOV.UK
South West Investment Fund (SWIF)
The scheme site does not openTrading 1–2 years, Established · South WestThe fund aims to drive sustainable economic growth by supporting innovation and creating local opportunity for new and growing businesses across the South West. - Grant · amount on GOV.UK
Stronger Communities Inspire Fund
Trading 1–2 years, Established · Yorkshire and the HumberResident groups or community organisations can apply for grants of up to £1,000 to help fund local projects and events. - Grant · amount on GOV.UK
Sunderland Business Support Fund
Trading 1–2 years, Established · North EastGrants are available to support projects costing between £3,000 and £6,000 (excluding VAT). The Business Support Fund can cover up to 40% of eligible business spend.
Where this comes from
The catalogue comes from GOV.UK search and refreshes every morning, last on 04.10.2026. We take no money to list anything; the decision is made by whoever runs the scheme.
Loan calculator
The monthly repayment and the total interest on a loan. Worked out in your browser. The other calculators →
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a month
principal — interest — total —
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The same amount under other programmes
| Programme | A month | Interest | Term |
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How this is worked out
On a reducing balance, the way Start Up Loans and banks do it. A “flat rate” in an advert means a real rate close to double: interest there is charged on the whole sum. Any arrangement fee is not included. Worked out in your browser.
Do you qualify for a Start Up Loan
The government start-up loan: £500–25,000 at 7.5% over up to five years, no security. It is a personal loan, not a company one — you are liable.
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What happens next
This checks the basic conditions, not the decision. Next come the business plan, the cash-flow forecast and your credit history. The scheme is run by the Start Up Loans Company, part of the British Business Bank.
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