16-25 Railcard: 1/3 off trains for young people and students

The 16-25 Railcard is for young people and students, and it noticeably cuts the cost of train travel across Britain.

Who is eligible?

Anyone aged 16 to 25 can buy one. Mature students aged 26 and over who study full time in Great Britain also qualify — "full time" means at least 15 hours a week for at least 20 weeks a year. Mature student cards are valid for one year.

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How much does it cost?

A one-year card costs £35 and a three-year card £80 (a £25 saving). The three-year option suits those who will use it before turning 26.

What is the discount and the restrictions?

The card gives 1/3 off most fares. One key limit: for weekday journeys before 10am a £12 minimum fare applies — if the discounted ticket would be cheaper, you still pay £12. This does not apply at weekends, on public holidays, or in July and August, and it does not apply to Advance fares.

How do you apply?

The easiest way is online at railcard.co.uk; digital and plastic versions exist. You will need proof of age (and, for students 26+, proof of full-time study) and a photo. When buying tickets, choose the 16-25 Railcard fare and carry the card for checks. If you travel often to study or home to family, the card pays for itself quickly; for short morning journeys remember the £12 minimum fare and travel after 10am where you can.

How does the mature student card work?

If you are 26 or over but study full time, you can still get the card — with proof of study (at least 15 hours a week for 20+ weeks a year). Such a card lasts one year and is renewed while study continues. This helps master's students and those returning to education later in life.

How do you get around the £12 minimum fare?

The £12 minimum only applies to weekday journeys before 10am and not to Advance fares, weekends, public holidays, or July and August. So planning travel after 10am or buying Advance tickets ahead often avoids it and gives the full 1/3 discount. On long, expensive routes the saving is especially large, so the card quickly pays for itself for those travelling between cities to study or go home.