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ONLYWAY.NEWShttps://onlyway.news/en/housing/deposit-wear-and-tear-dispute-uk-2026/20.10.2026
Housing · Renting

Deposit withheld for wear and tear: where the line is

A tenant does not pay for fair wear and tear: a flattened carpet and faded curtains are not damage. Whoever withholds must prove it, and the scheme holding the deposit resolves the dispute free of charge.

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A residential street of red-brick houses in London
Nobody should pay for fair wear and tear — the scheme's adjudicator decides. Photo: ONLYWAY GALLERY Photo: ONLYWAY NEWS

The most common dispute when leaving a rented home looks like this: the landlord withholds part of the deposit for a worn carpet, faded paint or a scratch on a worktop. The law is blunt about it: nobody should pay for fair wear and tear. The question is where the line falls.

What counts as fair wear and tear, and what is damage?

Wear and tear is what happens to a home simply by being lived in: flattened carpet pile along a walkway, curtains faded by sun, darkened grout, small scuffs where furniture stood.

Damage is the trace of a specific event: a burn on the worktop, broken glass, a wine stain on the carpet, a hole in a door. The difference is not the scale but the cause: wear arrives with time, damage with an action.

A practical guide: the longer you lived there and the older the item was when you moved in, the more of its condition is wear. A carpet already ten years old looks worse after your three-year tenancy — and that is not your bill.

How the condition is proved

The key document is the inventory drawn up at the start of the tenancy, with photographs and a description of each room. If you signed it without reading, arguing later is harder.

Second in importance are your own dated photographs on the day you moved in and the day you left. Nobody is obliged to ask for them, but in a dispute they work.

Remember too the repairs the landlord must do: the structure and exterior, heating and hot water, plumbing, electrics and gas. If the decoration suffered because a repair was not done, that is not your damage.

How a deposit dispute works

By law the deposit sits in a government-backed protection scheme, and every scheme runs a free dispute resolution service. That is the tenant's main tool: the case is decided not by the landlord or the agent but by an independent party.

The order is simple. First you try to settle directly and put it in writing — emails or messages, not phone calls. If that fails, you raise a dispute with the scheme holding the money.

The burden of proof sits with whoever is withholding. The landlord has to show why this particular sum and on what basis. "The flat looks worse" is not evidence; the inventory, photographs and invoices are.

What cannot be withheld

Not for anything that predated you, unless the inventory records it as yours. Not for repairs the landlord is legally obliged to carry out. Not "just in case", with no reason given.

And not for work that could reasonably have cost less: if a landlord replaces an entire carpet over a stain in one corner, an adjudicator will usually allow only part of the claim.

What to do before you leave

Walk the property with the inventory in hand and check every line. Photograph everything, including what was already damaged before you. Clean it to the state you received it in: cleaning is the most common — and the cheapest to avoid — reason for a deduction.

Ask the landlord or agent to put any claims in writing, with figures, rather than "we'll see". That document becomes the subject of the dispute if it comes to one.

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Published 4 min read Editorial desk of the British newspaper ONLYWAY NEWS - LONDON - UK
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