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Cold Weather Payment for winter 2026 to 2027: £25 for each week of severe cold
The Cold Weather Payment is an automatic £25 for each seven-day period of very cold weather. The season runs from 1 November 2026 to 31 March 2027 and covers people on certain benefits.

Applying for a school place in England 2026: deadlines of 31 October and 15 January
In England, school places are allocated by the local council, and the deadlines are strict: secondary school by 31 October, primary by 15 January. Missing the deadline sharply cuts your chances of your preferred school.

How to order a copy of a birth, death or marriage certificate in England and Wales (2026)
You can order a copy of a birth, marriage, civil partnership or death certificate in England and Wales through the General Register Office. A standard copy is £12.50, priority is £38.50. Here is how it works.

How to get a National Insurance number in Britain in 2026
A National Insurance number is needed by everyone who works in Britain. Getting one takes up to four weeks, and applying through the official GOV.UK service is free.

The Woman in White by Wilkie Collins — a book for the night: the opening, the author and a London trail
The editors’ evening pick: Wilkie Collins’s The Woman in White (1859), one of the first English detective novels and a model «sensation novel» — with a passage, a note on the author and a trail through Collins’s London places.

Provisional licence in 2026: how to get a learner’s driving licence and what it costs
A provisional licence is the learner’s licence that starts your path to driving in Britain. Applying online costs £34, by post £43. Here is when you can apply and what comes next.

Shared Ownership in 2026: how to buy a share of a home and gradually buy it outright
Shared Ownership lets you buy a share of a home and pay rent on the rest. It is a way onto the ladder with a deposit far smaller than usual, and you can buy more shares later.

Winter Fuel Payment for winter 2026 to 2027: who gets up to £300 for heating
The Winter Fuel Payment is a heating payment for people over State Pension age. For winter 2026 to 2027 it is £100 to £300, but if your income is over £35,000, HMRC will take it back through tax.

Help to Save in 2026: the state adds 50% to savings for people on a low income
Help to Save is a government savings account for people on a low income: for every pound you put away, the state adds 50 pence. You can save up to £50 a month over four years.

Probate in 2026: how to get the right to deal with an estate and what the fee is
Probate is the legal right to deal with someone’s estate after they die. In England and Wales the fee is £526, but small estates worth £5,000 or less pay nothing. Here is how it works.

Advance decision (living will) in 2026: how to refuse unwanted treatment in advance
An advance decision (formerly a 'living will') lets you refuse a specific treatment in advance, legally bindingly, in case you cannot express your wishes later. Here is how to make one properly.

Carrying £10,000 across the border: when you must declare cash
Carry £10,000 or more and you must declare it, or risk seizure and a fine. Threshold, deadlines and a £5,000 penalty.

International Driving Permit (IDP) in 2026: when Britons need one abroad and where to get it for £5.50
An International Driving Permit (IDP) is an add-on to a UK licence for driving in some countries. It costs £5.50 and you can get one at PayPoint shops. Here are the three IDP types and when you need each.

Confirmation statement: a company's yearly Companies House filing
Once a year every UK company confirms its register details. Deadlines, the £50 fee and the penalty for missing it.

Illness and driving: when you must tell DVLA and what silence costs
British drivers must tell DVLA about certain medical conditions that affect driving. Not doing so risks a fine of up to £1,000, and prosecution if you have an accident. Here is what to report and when.

ATOL protection: what it covers and how to claim a refund
If a travel firm selling flights collapses, ATOL protects your money and your way home. How it works and how to claim.

Marriage Allowance in 2026: how couples can cut their tax by up to £252 a year
If one spouse earns little and the other pays basic-rate tax, Marriage Allowance can cut the couple’s tax by up to £252 a year — and you can reclaim it for past years too.

Attendance Allowance in 2026: up to £114.60 a week for older people needing care
Attendance Allowance is a non-means-tested payment for people over State Pension age who need help because of illness or disability. The rates are £76.70 or £114.60 a week.

NHS specialist referral: who makes it and how to choose a hospital
You cannot see a hospital specialist without a GP referral. We explain the right to choose and the 18-week limit.

Baggage lost, delayed or damaged: how to get your money back
The airline is liable for checked baggage. We cover claim deadlines, how much is paid and when insurance pays more.

Carer’s Allowance in 2026: £86.45 a week for looking after someone
If you care unpaid for a sick or elderly relative for at least 35 hours a week, the state may pay you £86.45 a week. Here is who qualifies for Carer’s Allowance and how to keep it.

How to register as an employer for PAYE in the UK
Before you pay a first salary, you must register as an employer with HMRC. Here is when and how to do it, and what to do if payday arrives before your reference does.

Statutory declaration: what it is and when you need one
Sometimes there is no ordinary document to prove a fact — that is where a statutory declaration helps. Here is what it is, who certifies it, and what it costs.

UK SMEs offered 75% off Cyber Essentials certification
From 3 November, eligible UK SMEs can get a government-funded discount on first-time certification, while funding lasts.
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