Everything ONLYWAY NEWS has published
Page 12 of 33: material from 20 to 21 October 2026. UK news and guides for Russian speakers.
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The Global Talent visa: no employer, no sponsor — through endorsement
The key difference between the Global Talent visa and the Skilled Worker visa: it does NOT need an employer sponsor or a job offer. You need an endorsement from an approved body in your field — science and research, arts and culture, or digital technology — or a prestigious prize from the eligible list. Here is who qualifies, how it works and what it gives.
An unmarried partner inherits nothing: the no-will rules in England
The most dangerous myth about inheritance in England: that long-term common-law partners inherit from each other. They do not. With no will, the intestacy rules apply, and an unmarried partner automatically inherits NOTHING — however many years you lived together and whether or not you have children. Here is who inherits, in what order, and what a partner can do.
NS&I: Guaranteed Growth Bonds or Income Bonds — the difference and which to pick
NS&I is the UK's government-backed savings bank, and money held there is 100% secure through HM Treasury, not just up to £85,000. Two of its popular products, Guaranteed Growth Bonds and Guaranteed Income Bonds, have almost identical names but work differently: one builds up interest inside the bond, the other pays it out to you every month. Here is who each suits.
Scammed into a bank transfer: when the bank must refund you, and how much — up to £85,000
Since 7 October 2024 the UK has a strict rule: if you were tricked into transferring money to a fraudster, the bank must give it back — up to £85,000 per claim, within five business days. It is called APP reimbursement. Here is who the rule protects, the deadline to claim, what it covers and when the bank can refuse.
The Priority Services Register: who qualifies for free extra help from energy and water companies
A free list you can join because of your age, a health condition, a pregnancy — or simply because English is hard. It buys priority in an emergency, a password against doorstep scammers and bills in large print. You have to join in two places at once.
Moving mid-year: how to get a school place when the main round closed months ago
It is called an in-year application, and it goes to the council rather than the school. The familiar deadlines — 15 January for primary, 31 October for secondary — have nothing to do with a mid-year move.
The bank's valuation is not a survey: the three survey levels when buying in the UK
Many buyers in the UK think that because the bank sent a valuer, the house has been checked. It has not: a mortgage valuation is done for the lender — to confirm the home is worth what is lent — not for you and not about its condition. Condition is checked by a survey, and under the RICS standard there are three levels: 1, 2 and 3. Here is how they differ and which to choose.
Your landlord wants to come in: when they may, and why they must give 24 hours' notice
A rented flat is your home, and a landlord cannot enter it without permission. By law they may come in to inspect condition and repairs only at a reasonable time of day and only on 24 hours' written notice (Landlord and Tenant Act 1985). Turning up unannounced, changing locks or using surprise visits to force a tenant out is harassment and an offence under the Protection from Eviction Act 1977. Here is what is allowed, what is not, and what to do.
Handing back a car on finance in the UK: your right under section 99 and the half rule
If car finance payments have become too much, the law lets you hand the car back and end the agreement early — voluntary termination. Under section 99 of the Consumer Credit Act 1974 you can end a hire purchase or PCP agreement any time before the last payment. Under section 100 you pay no more than it takes to bring what you have paid up to half the total price. Here is who qualifies, how the half is worked out and what it does not cover.
Package holiday not as described: what the organiser must do
Report it on the spot, set a deadline, claim a price reduction. What the organiser must do under the 2018 Regulations and how many hotel nights it pays for if you are stranded.
Household waste: why the fly-tipping fine lands on the sofa owner, not the man with the van
Your household waste stays yours until someone on the public register of waste carriers takes it. Skip the check and the council can issue a fixed penalty of £150 to £600 — and up to £5,000 for the fly-tipping itself.
Electrics and alarms in rented homes: a 28-day report and a £40,000 penalty
A landlord in England must have the electrics inspected at least every five years, hand the report to the tenant within 28 days and fix anything the report flags within another 28 days. The maximum penalty for breaking the electrical rules is £40,000; for smoke and carbon monoxide alarms it is £5,000. Here is exactly what you are owed, and when.
10,000 tech placements: the three-year total, the eight firms and the nine addresses for schools
DCMS announced 10,000 digital and tech work experience placements over three years on 21 October. Partners are ARM, Cisco, AtkinsRealis, Cognizant, IBM, Kainos, Microsoft and Qinetiq. Schools get nine regional contacts. Pay terms for the placements are not disclosed.
Cycling in the UK: what the law requires and what it only advises
Lights at night are a legal requirement; a helmet is only advice. Cycling on the pavement is banned, and at a zebra crossing you must dismount. Electric bikes have their own limits: 250 watts, 15.5mph and a minimum age of 14.
Free school transport: two miles, three miles, and the line low-income families miss
A council must provide free travel if the nearest suitable school is over two miles away (under 8) or over three (8 and over). For families on Universal Credit earning up to £7,400 the distances are measured differently — in their favour.
Child car seats in the UK: the height that ends the rule, and when the law lets you travel without one
The cut-off is height, not age: a seat is required until 135cm or 12 years old, whichever comes first. The driver carries the responsibility, and the fine reaches £500.
UK firms set for more than £330m in export contracts in Guinea and Benin
UK Export Finance has announced nine infrastructure projects in Guinea and Benin. The expected value of contracts for UK suppliers exceeds £330 million; the agency separately cites £1.1 billion in financing and guarantees. Where could suppliers find opportunities, and what has not yet been announced?
A provisional licence in the UK: £34 online, £43 by post, three conditions
You can apply for a provisional licence at 15 years and 9 months, and usually drive a car at 17. Three conditions: age, reading a number plate at 20 metres, and 185 days' permission to live here.
Charging an EV at home: from 21 October no permission and up to £300 saved
From 21 October England has scrapped planning permission for a cross-pavement charging cable — a saving of around £300. Who it affects, how much home charging really saves, and what is still only being consulted on.
What a landlord can legally charge you: eight payments and no more
No rent can be asked for before the agreement is signed, and no more than one month in advance after it. The deposit is capped at five weeks' rent where the annual rent is under £50,000, and a holding deposit at one week. Anything outside the list of eight is recoverable.
Social housing and domestic abuse: the abuser leaves, not the survivor
On 20 October the government tabled amendments to the Social Housing Bill: perpetrators, not survivors, would be made to leave a social home, and survivors would not have to prove the abuse twice. What changes, where protective orders are not yet available, and why this is not law yet.
Job offer withdrawn: what you can actually claim
An unconditional job offer creates a legally binding contract the moment it is accepted — even verbally. A conditional one can be withdrawn if the checks fail. Here are the three scenarios, and the rule about not resigning too early.
Deposit withheld for wear and tear: where the line is
A tenant does not pay for fair wear and tear: a flattened carpet and faded curtains are not damage. Whoever withholds must prove it, and the scheme holding the deposit resolves the dispute free of charge.
Universal Credit: what you get, and why earning cuts it by 55p
A standard allowance of £338.58 to £666.97 a month, £303.94 per child, up to 85% of childcare. Every pound earned cuts the payment by 55p — but a work allowance of £427 or £710 comes first.
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