Settlement and citizenship
Indefinite leave to remain and a British passport: qualifying periods, absences, tests and cost. You can count your own trips with the calculator on our services page. The rules shift, so the date attached to each figure matters.
Articles on this topic: 14

'Apply to study and the government sends you £25,000 — no need to attend': how Student Finance really works
A 'scheme' is doing the rounds in chats and social media: apply for a course in England, get around £25,000 from the government into your account — and never study. Using the official GOV.UK rules, we unpack where the number comes from, what students actually get paid, why 'take the money and don't study' is criminal fraud, and how the Student Loans Company catches such applicants.

UK visa waiting times in 2026: the official UKVI timelines and how to get a decision in a day
The official UKVI timelines: visitor, student and work visas from outside the UK take 3 weeks, family visas 12 weeks, and most in-country extensions 8 weeks. Pay an extra £500 and a decision is promised within 5 working days; £1,000 buys one by the end of the next working day. Here is when the clock starts, why timelines slip, and when the extra fee is a waste of money.

A sponsor licence for employers: £611 for small business, a £525 certificate and up to £1,320 a year in charges — how to hire from abroad
Only an employer with a sponsor licence can hire from abroad — including EU citizens who arrived after 2020. The GOV.UK rules: prices for small and large businesses, certificates of sponsorship, the Immigration Skills Charge, the 8-week timeline and the duties that get licences revoked.

Skilled Worker visa in 2026: the £41,700 threshold, who qualifies at £33,400, what it costs and how to bring family
The UK's main work visa in 2026: a salary threshold of £41,700 or your job's going rate, discounts down to £33,400 for the young and shortage occupations, English now at B2, fees from £819 plus £1,035 a year for the NHS. The GOV.UK rules on who qualifies, what it costs and which family members can come.

Help to Save: the government adds 50p to every £1 you save — £300m in bonuses paid out
HMRC said on 21 September that more than £300m in Help to Save bonuses has now been paid, across 656,700 accounts and £676.7m of deposits. You can put away £1 to £50 a month and the government adds up to £1,200 over four years. The catch is the entry rule: you must be on Universal Credit and have had at least £1 of take-home pay in your last assessment period.

Made redundant in the UK: how much you are owed and what to do if you are on a work visa
The statutory maximum is £22,530: £751 per week of service, up to 20 years, and only after two years in the job. The first £30,000 is tax free. And if you are on a Skilled Worker visa, redundancy leaves you 60 days or the remainder of your visa, whichever is shorter. Here is what you are owed, by when, and where to get free advice.

Moving to the UK in 2026: visas, real costs and what has changed
A guide built from primary sources: which visa you need to work, what the move actually costs, where to enrol biometrics from Russia and Belarus, and whether settlement really now takes ten years.

An expired BRP stops working on 31 December 2026
The plastic BRP cards have expired and been replaced by eVisas. An old card is still accepted, but only for three things and no later than 31 December 2026. For entering the country it is already useless.

HC 584: what changes in the UK Immigration Rules from 8 October — a breakdown by date and route
The Home Office has laid another package of amendments before Parliament. It carries four commencement dates, a dozen affected routes, and one significant piece of news about what is not in it. Here is what changes, who it touches, and which amendments come with transitional protection — and which do not.

AI by the numbers: what it is worth, what it runs into, and why "which shares should I buy" is the wrong question
Nvidia at $5.45 trillion and first in the world. Anthropic valued at $965bn against OpenAI at $852bn — but one is profitable and the other loses more than a dollar per dollar earned. Growth runs into electricity, not ideas: 140 British projects are waiting for a grid connection, some for up to fifteen years. What AI does well, where it invents, how politicians know about shares, and why the honest answer on investing sounds dull.

Going self-employed in the UK: registering, your UTR and what you pay in 2026
Register if you earned more than £1,000 in a tax year, and tell HMRC by 5 October. Class 2 is no longer compulsory; Class 4 is 6% and 2%. Unregistered subcontractors lose 30% instead of 20%. From 6 April 2026, turnover above £50,000 means quarterly reporting. And the part that catches people out: a Student visa bars self-employment, while a Skilled Worker visa allows 20 hours a week.

Settlement in the UK: what ILR really is, and why the qualifying period may double
UK law has no "residence permit" or "permanent residence" — it has time-limited leave, indefinite leave to remain (settlement) and citizenship. ILR usually comes after 5 years of work, with English at B1, a £50 Life in the UK test and a £3,226 fee; citizenship a year later, at £1,839. Two continuous years abroad and ILR lapses. And the qualifying period is set to rise from 5 years to 10, promised for autumn 2026 and stated to be retrospective.

Inviting family to Britain: there is no minimum balance, and UKVI will not look at your hotel or flight bookings
The British Embassy published cards on the finances behind a visitor visa; we checked every claim against the Immigration Rules and the Home Office caseworker guidance. There is no set level of funds in the requirements, there is no "6 months in 12" rule, and a visitor refusal carries neither appeal nor administrative review. Plus the full official list of fifteen documents a caseworker is told not to consider.

Studying in Britain in 2026: who pays £9,790, who pays £70,000, and three dates you cannot miss
The gap between home and international fees runs to seven times, and it is decided by three years of residence rather than by citizenship — and you need not have held settled status for all three, which is the part most often misread. Plus: the visa maintenance figure rises on 30 November, the Graduate route drops from two years to eighteen months on 1 January, and Chevening closes on 6 October.